2016 Speakers

Co-located Smart Card Alliance Payments Summit & ICMA EXPO

Todd Aadland
Secure Payments Strategy Leader, Federal Reserve Bank of Chicago

Todd Aadland is payments security strategy leader for the Federal Reserve System (System). As payments security strategy leader, Aadland is leading the System’s activities to address fraud risk and advance the safety, security and resiliency of the payment system. In addition, Aadland chairs the Federal Reserve’s Secure Payments Task Force, comprised of more than 170 external stakeholders. Aadland’s 20-year career at the Federal Reserve includes leading the business strategy, development and management of the Federal Reserve Banks’ FedLine® access solutions used by more than 10,000 U.S. financial institutions to transact $4 trillion of payment value daily. He has also led risk management, security and application development functions. Aadland holds a master of business administration degree from the Kellogg Graduate School of Management at Northwestern University and a master of science in electronic commerce from DePaul University. He is also a Certified Information Systems Security Professional and was commissioned by the Board of Governors as a bank examiner.

Philip Andreae
Vice President, Field Marketing, Oberthur Technologies

At Oberthur Technologies, Philip Andreae, Vice President, Field Marketing, Payment, North America, provides clients an in-depth understanding of EMV and what it takes to introduce EMV in the U.S. He supports all of Oberthur Technologies’ EMV business development efforts and compliments and further expands and defines the company’s EMV offer in order to meet new requirements merging in the U.S. Philip is also the Secretary of the Board of the FIDO Alliance. Over the last 20+ years, Philip has been actively involved in the payment industry and the evolution of EMV. While at Europay International, he was the executive responsible for driving the creation of the consortium that developed the EMV specification. At Visa Canada, Philip was a primary catalyst in the country’s migration to EMV. He helped define American Express’ global acquiring and issuing of EMV contact, contactless, and mobile strategies and provided management consulting and subject matter expertise in the fields of EMV, mobile, and card payments at Accenture. Philip successfully operated as a strategic consultant in both Europe and North America and worked with clients such as AT&T, Canadian Tire, Lowe’s, Verifone, and IBM.

Matt Barr
Group Head, North America Digital Payments, MasterCard

Matt Barr is the Group Head for Digital Payments in the North American Region. In this role, he is responsible for the delivery and development of the emerging payments strategy across the NAM Region, including MasterPass, MasterCard Digital Enablement Service (MDES) and Personal Payments. Mr. Barr has held this role since 2014. In his previous role as Head of Market Development and Innovation based in Sydney, he was responsible for the development of emerging payment services, including both mobile and e-commerce payments, in the Australasian markets. Mr. Barr was instrumental in establishing the Australian market as a key lead market across contactless, MasterPass and commercial mobile NFC solutions. Prior to joining MasterCard in 2011, Mr. Barr was an Executive at Telstra, where he was responsible for core mobile services product development. He has also worked in Retail Banking, New Media and Management Consulting in a broad career that has provided invaluable experience in the definition and delivery of technology and service based innovation. Mr. Barr holds an Honours Degree in Electrical Engineering from Canterbury University, New Zealand, and, as a Rhodes Scholar at Oxford University, a Bachelor of Arts in Politics, Philosophy and Economics, and an MSC in Economics.

Deborah Baxley
International Mobile/Cards Payment Consultant, Payments Transformation and Innovation Consulting

Deborah Baxley is an international mobile/cards payment consultant, recognized expert in the industry, creator of growth strategies for new and existing markets with more than 20 years’ experience consulting to cards and payment companies. She specializes in retail financial services, mobile payments, credit cards, technology strategy and business model development. Through her work in fifteen countries, she has advised issuers, acquirers, networks and processors on product direction and competitive positioning, delivering millions of dollars in new revenue or operating cost savings. As board member of Smart Card Alliance, member US Federal Reserve Faster Payments Taskforce, co-founder of NYPAY and through frequent keynote speaking and writing, she is recognized for insights on the future of retail payments. Some of her most recent articles include “Blockchain’s Disruption of Banking Has Already Begun,” in PaymentSource, and “Apple Pay, a catalyst for the contactless industry” in TechRadar. She is a featured expert onNPR Marketplace.

Francois Baylot
Product Manager, Thales

Francois BAYLOT is heading fare collection strategy & product policy of Thales. Francois has taken an active leadership role within Thales to make Thales’ TransCity solution one of the most complete and state-of-the-art available in the market. Francois was previously in charge of fare collection Innovation within Thales. During more than 10 years, Francois directed projects, in particular for the nationwide fare collection of the Netherlands, one of the largest interoperable solutions worldwide. Francois was also involved in various ticketing projects, such as in Denmark, Dubai, Auckland or South Africa. Before joining Thales, Francois worked in various positions for Bull, Motorola and Oberthur Technologies.

Soren Bested
Chief Product Officer – Payments, LifeMed ID

Soren Bested is Chief Product Officer at LifeMed ID. Soren is responsible for directing LifeMed ID’s product strategy and delivering leading healthcare ID and payments products. For more than 17 years, Soren has founded and scaled high technology companies across various sectors globally. Soren started his career in life science and co-founded Singapore-based Cordlife where he served as CTO. In 2005, Soren was invited to join the World Economic Forum’s prestigious Global Leadership Fellows program in Switzerland and also led the Technology Pioneers program. In 2007, Soren joined Monitise, the world’s leading mobile banking and payment service provider, where he most recently served as EVP and Global Head of Product. Soren received his M.Sc. from the Technical University of Denmark and MBA from the National University of Singapore.

Louis Bianchin
Director Strategic Alliances, ZWIPE

Louis Bianchin is a seasoned business executive and respected market professional in the smart card, RFID, NFC, wireless technologies. He is driving the deployment of smartcards and biometrics for Zwipe USA. Louis’s experience include Marketing, Product Management, Business Development, Program Management and Strategic Sales at HP, Compaq, SUN Microsystems, Digital Equipment, in Europe, Canada and USA. Today Louis is advising end users on a broad range of Smart Cards technologies, Biometrics deployments and implementations. He is a Certified Smart Card Industry Professional (CSCIP) and a LEAP (Leadership, Education, & Advancement Program) member with the Smart Card Association. Louis has been a Lecturer at Boston University, Harvard University, and University of Quebec in Montreal. Louis is a graduate of the Ecole Hautes Etudes Commerciales (HEC) University of Montreal, Canada. He also holds a Master’s Degree in Electronic Commerce from Boston University, and other degrees from Montreal Polytechnic, and University of Maryland, Baltimore.

Doug Biggs
Chief Technology Officer, UL

Douglas Biggs, Chief Technology Officer (CTO), has been with UL-California (formerly InfoGard) since 1997. As CTO, Douglas is responsible for establishing the company’s technical vision, as well as leading UL-California’s technology development and implementation in a manner that fulfills the organization’s strategic growth objectives. Douglas’ experience includes the development of security evaluation programs, security standards, and testing procedures for both payment and non-payment related programs. He has also worked as an Evaluation Program Manager, Senior Security Engineer, Security Consultant, and Evaluator under multiple UL-California evaluation programs including Common Criteria, FIPS 140-2, and PCI PIN Transaction Security. His current work includes leading the development of Security Requirements and test procedures for the FIDO Alliance’s Soon-to-be launched Authenticator Security Certification program.

Brent Bowen
VP Sales & Business Development, Valid USA

Brent Bowen has 25+ years payment experience. Currently with Valid USA managing the Banking Solutions business, Bowen is addressing both EMV market adoption and card to mobile convergence. Brent has the technical skills and business development to formulate comprehensive solutions and roadmaps for the industry, associations and his business partners. His technical skills and leadership in the industry are demonstrated through formal participation in working groups and councils and industry presentations. Brent holds a B.S. from Indiana in Decision Sciences and was the inaugural Chairman for the Mobile & NFC Council for the Smart Card Alliance.

Ian Brown
Please provide, Nuco International Ltd
Brian Chambers
International Operations Director, Octopus International Projects LTD, Hong Kong

Brian Chambers has spent the majority of his professional career involved in the design, implementation and operations of advanced technology systems including telematics, communications, signalling and revenue collection and payment systems for the Hong Kong Mass Transit Railway and over the last 18 years for its subsidiary payments company Octopus Holdings Limited (OHL). As firstly General Manager and later Technical Director of Creative Star Ltd (now OHL) he had primary responsibility for the Octopus Smartcard project, taking a lead role in development of its innovative concept, thorough implementation to its full-scale operations. Now as International Operations Director for Octopus Holdings Limited he has primary responsibility for the business development and project delivery of the Octopus systems and provision of operational expertise to overseas clients.

Hank Chavers
Technical Program Manager, GlobalPlatform

Mr. Chavers joined GlobalPlatform as Technical Program Manager in 2014. He plays a strategic role in supporting the technical committees, Advisory Council and task forces, furthering the association’s business development efforts in the US. He has over 20 years’ experience in the development, deployment and convergence of internet and mobile services. In his previous GlobalPlatform specialist roles he oversaw the production of proof-of-concepts for NFC enabling wireless technologies, supported the first implementation featuring two payment cards in one secure element and crafted the market entry strategy for a Fortune 50 telecommunications firm to launch a NFC service platform.

Jonathan Chester
Founder & President, Bitwage

I am the Founder & President of Bitwage. Bitwage combines cloud, mobile and blockchain technology to solve the pains of paying internationally distributed workforces. Bitwage has raised funds from high profile investors and companies, such as Tim Draper’s Draper Associates and Orange Silicon Vally through the Orange Fab accelerator. I write as a contributor on Forbes for all things bitcoin and blockchain. I previously worked at Oracle, where I led the open source sales division in Iowa and Kansas, working with large corporations such as Payless and Epic. I have been featured on Entrepreneur and Bitcoin Magazine and have spoken at several conferences, such as Transact 15 and the North Carolina Banking Forum.

Andrew Churchill
Secretary, MIDAS Alliance

Andrew works with Governments, Industry and Academia on a range of technology and strategy issues. He has led HMG’s Cyber Crime Task Force, and co-ordinated Whitehall’s defence and security technology strategy requirements. Current research interests include security and privacy concerns in authentication and Identity Management, from payments to online access control, including as lead author on the British Standards Institution’s current PAS (Publicly Available Specification) in managing ‘Enhanced Identity Verification’. In addition to his first degree he holds Masters in Defence & Security Analysis (MA, Lancaster) and Information Security (MSc, Royal Holloway).

Deana Cook
Vice PresidentVice President, Product Solutions and Innovations, Chase Commerce Solutions

Deana Cook is vice president and Product Manager of EMV and Mobile Payments at Chase Commerce Solutions, the global payment processing and merchant acquiring business of JPMorgan Chase & Co. Cook has more than 20 years of experience in the payments industry, mainly focused on new and emerging technologies. She is currently responsible for driving business, operational, product and technical solutions for EMV and mobile payment tokenization. Previously, Cook has held several IT, Marketing and Risk positions within Chase Card Services. Prior experience includes smart card and point of sale (POS) payment application development at Schlumberger. Cook is an active participant in the Smart Card Alliance and EMV Migration Forum. She holds positions on both the Payments Council Steering Committee and the EMF Steering Committee. Cook earned her bachelor’s of science degree in Computer Science from Michigan State University.

Bill Crawford
Please provide, Klöckner Pentaplast
Marianne Crowe
Vice President of Payment Strategies, Federal Reserve Bank of Boston

Marianne Crowe is Vice President of Payment Strategies at the Federal Reserve Bank of Boston. Her primary responsibilities include overseeing industry analysis and applied research on digital and mobile retail payments and related standards and security initiatives. She leads the Mobile Payments Industry Workgroup, representing mobile payment stakeholders focused on eliminating barriers to successful adoption of mobile and digital retail payments in the U.S. and is part of the Fed team supporting the Federal Reserve Secure Payments Taskforce. Prior Fed responsibilities include VP and Payments Liaison for the Consumer Payments Research Center, VP of Retail Business Development and Emerging Payments, and AVP for Check Image Services and Check Operations. Before joining the Fed in 2001, Marianne worked at Bank of Boston in project and operations management positions in MIS, IT and Check Operations. Marianne has an MBA from Babson College and a BA from Regis College.

Karen Czack
Vice President, Global Chip Products, Global Network Business, American Express

Karen Czack is Vice President of Global Chip Products within the Global Network Business at American Express. She leads a team of network professionals, who are dedicated to shaping and enabling the next generation of payment capabilities, such as contact chip, contactless and other innovative payment solutions that enhance the customer experience. American Express has enabled the implementation of chip card and contactless products in over 60 countries globally and is currently progressing with EMV migration in the U.S. As such, Karen leads the American Express Enterprise Project Management Office for the U.S. EMV Migration and also serves on the Steering Committees of the U.S. EMV Migration Forum and EMVCo. EMVCo manages and maintains EMV standards and specifications, with the primary goal of helping facilitate global interoperability and compatibility of chip-based payment cards and acceptance devices.

Karen Czack
Executive Committee Representative, EMVCo

Karen Czack is Vice President of Global Chip Products within the Global Network Business at American Express. She leads a team of network professionals, who are dedicated to shaping and enabling the next generation of payment capabilities, such as contact chip, contactless and other innovative payment solutions that enhance the customer experience. American Express has enabled the implementation of chip card and contactless products in over 60 countries globally and is currently progressing with EMV migration in the U.S. As such, Karen leads the American Express Enterprise Project Management Office for the U.S. EMV Migration and also serves on the Steering Committees of the U.S. EMV Migration Forum and EMVCo. EMVCo is the global technical body that facilitates the worldwide interoperability and acceptance of secure payment transactions by managing and evolving the EMV Specifications and related testing processes.

Lubna Dajani
Chief Strategy Officer, Intercede
David deKozan
Vice President, Strategic Initiatives, Cubic Transportation Systems, Inc.

David is Vice President, Strategic Initiatives at Cubic Transportation Systems, Inc. In that role he plays in active role in guiding Cubic’s long term business growth with a particular focus on fare payment services, emerging technologies, strategic alliances, and mergers/acquisitions. Over the course of nearly 20 years, David has held a range of management positions at Cubic having at various times, led marketing, proposal development, research and development, and strategic planning. He has been at the forefront of the company’s contactless initiatives representing Cubic on various industry standardization and trade groups including the Smart Card Alliance Transportation Council and APTA’s Universal Transit Farecard Standards task force. David holds a degree in Economics from the University of California, San Diego and an MBA from UCLA’s Anderson School.

Michael Dinning
Director, Multimodal Programs & Partnerships, US DOT/Volpe Center

Michael Dinning is Director of Multimodal Programs and Partnerships at the Volpe National Transportation Systems Center, the national research center of the U.S. Department of Transportation. Mike initiates and coordinates work on cross-cutting transportation challenges and innovations, such as big data, mobility and payment systems, freight, cyber security and resilience. Mike is a past co-chair of the Transportation Council, and is co-author of the book, Smart Cards: Seizing Strategic Business Opportunities.

Willy Dommen
Regional Transportation Lead, North America, SCA Board of Directors, Accenture

Willy Dommen is an executive in Accenture’s infrastructure and transportation business. He has been leading the development of mobile and smart card projects worldwide for the last 20 years. He was a key contributor on smart card, RFID and mobile payment assignments around the world, for both government and private industry including Australia, Singapore, London, New York, Washington DC, and Los Angeles, all of which started from the work he completed for Metropolitan Transportation Commission’s Clipper (formerly TransLink®) program in the San Francisco Bay Area. Mr. Dommen served as the hands-on advisor for the BART-Sprint mobile payment trial. He was also a leader for the Homeland Security Presidential Directive (HSPD) 12 initiative for several federal government agencies. In addition, Mr. Dommen’s client and project lists include development of national health care card programs in Italy and Australia, leading edge technology evaluation and strategy development for financial services companies, RFID strategy development for global manufacturers of electronic systems. He continues to serve clients with resolving strategic and technical issues related to contactless smart card and mobile payments technology. Mr. Dommen authors articles and presents internationally on strategic issues with regard to smart card and mobile payment systems.

John Drechny
Senior Director of Payment Services, Wal-Mart Stores, Inc.

John has worked for Walmart since 1998 holding various positions in Marketing, Financial Services and Treasury. In his current role he is responsible for Network/Acquirer relationships as well as Core processing of electronic transactions at Wal-Mart Stores, Inc. John is the Chairmen of the EMV Migration Forum Steering Committee and Vice-Chairman of the Merchant Advisory Group. He is also a member of Visa’s Executive Risk forum, MasterCard’s Point of Interaction group and Discover’s Merchant Advisory Council. He attended Northern Illinois University in DeKalb, IL, where he received his Bachelor’s degree.

Francine Dubois
VP Global Sales & Partnerships, NID Security

Francine is VP Global Sales & Partnerships at NID Security, the leader in Display Card technology recently acquired by Oberthur Technologies. She was previously VP of Marketing Global Solutions for Hypercom prior to its acquisition by VeriFone. In 2007, she became President & CEO of iDcentrix, a start-up specialized in ID card technology. She acquired her initial expertise in the payments industry at Oberthur where she started 1998 and left as VP of Marketing, Financial Cards & Services. She has more than 25 years of marketing, management, and business development in the card and software industries.

Bernd Eder
Head of Research & Development, Austria Card

Mr. Bernd Eder successfully began his career as HF engineer and communication expert managing national and international radio and data network projects. In 2008, Mr. Eder became project manager of Austria Card and headed the implementation of flash technology, the latest EMV products and ID solutions (e.g. FIDO U2F 2.0). Currently, Mr. Eder is head of the R&D Department at Austria Card, Vienna and is responsible for innovative product developments such as the FIDO ready EMV card.

Robin Ehrlich
Chief Software Architect, NBS technologies

Robin Ehrlich is the chief software architect at NBS Technologies, a leading systems provider for the financial card personalization market. Mr. Ehrlich is the primary architect and developer of the Xpressi system and the Xpressi eWallet. The Xpressi Instant Issuance and Cloud-Based Personalization System allows financial institutions to generate financial cards in branches and via the cloud allowing NFC-enabled phone to act as financial cards. The Xpressi eWallet was the first HCE implementation to be functionally certified by Visa as Visa Ready and has been certified by MasterCard. Mr. Ehrlich was a member and the editor of the GlobalPlatform Scripting Language Committee that designed the GlobalPlatform Scripting Language. He has received patents for Smart Card Personalization Systems in Multi-Station Environments and is a member of University of Minnesota Computer Science Advisory Board.

John Ekers
Global CIO , ABnote

John Ekers is Global CIO for ABnote Corp based in their Boston location. He’s responsible for ABnote’s global systems and solutions, software platforms and strategy including ABnote’s Near Field Communications and Trusted Services Manager platforms along with managing the ABnote Global Technology Team. John has held a variety of positions within ABnote including three years based in Australasia as CTO for the regional group overseeing the ERP, infrastructure, documents technology and card technology groups.

Jim Ellis
CEO, ABnote

Jim has over 22 years experience in Smartcard technology and application development for the retail and banking markets. Jim joined ABnote in early 2011 to oversee ABnote’s expansion of the Secure Credentialing and Emerging Payments business in North America. In June 2014 Jim was promoted to CEO of ABnote’s Custom Card Systems division a leading suppliers of EMV Instant Issuance for banks and credit unions. Previously he held positions at HID as Director Cashless Payments, SVP at FreedomPay, VP Sales and Service Wincor Nixdorf and VP Sales American Magnetics. Jim graduated from The University of Massachusetts with a degree in Business Administration.

Brittany Esdaile
Program Manager, ORCA, Seattle

Brittany Esdaile from Sound Transit is the Program Manager responsible for the delivery of the Next Generation ORCA fare payment system in the Seattle and Puget Sound region. She comes to the transit fare payments realm by way of a background in electrical engineering, an enthusiasm for public transit, and a desire to make payment systems more flexible and adaptable for agencies and customers alike.

Mike Fisher
Director, Financial Card Sales, Major Accounts, CPI Card Group

Mike Fisher is the director of financial card sales, major accounts, at CPI Card Group. Fisher is responsible for planning issuance strategy with major financial institutions. Fisher comes to CPI with over 17 years in the financial card issuance business. Fisher’s extensive experience includes leading the sales efforts for personalization and smart card solutions, managing several EMV implementations worldwide, and leading business development efforts for a multinational financial services corporation’s payments’ divisions. Fisher has been certified by the ICMA with Advanced Card Education Personalization (ACE-P). The ACE-P designation evaluates the skills and knowledge of card personalization and fulfillment professionals in eight major categories: printing and barcodes, magnetic stripe encoding, embossing, laser engraving, smart card encoding, financial transaction card data, fulfillment and standards/testing.

Thomas France
Co-founder, Ledger
Allen Friedman
VP Payment Solutions, Ingenico Group

Allen Friedman is Director of Payment Solutions at Ingenico Group, North America where he is responsible for Ingenico’s EMV implementation strategy in the United States. Allen has been a member and active participant in the EMV Migration Forum since its founding, and he continues to serve on several committees and working groups. Also, he serves on the Smart Cart Alliance Board of Directors and an active contributing member of the Smart Card Alliance Payments Council, and is a Smart Card Alliance Certified Smart Card Industry Professional (CSCIP) for Payments.

Greta Geankoplis
CEO/Co-Founder, Raistone

CEO/Co-Founder of Raistone Inc. a distributed escrow technology separating full control of digital transactions from control of assets. She serves on the Board of Advisors, International Money Transmitters (IMTC) for Bitcoin/Blockchain tech. Over 30 years experience in senior management, FinTech development, global IT field operations w/GE & Fujitsu, as a USAF F-16 Aircraft Maint. Officer and founder of startups in 1st and 2nd tier countries; served on Board of Directors of natural disaster relief NGO.

Michael Gwinn
Director, Revenue and Fare Systems, Chicago Transit Authority

Michael Gwinn is Director of Revenue and Fare Systems for the Chicago Transit Authority. He has held this position since February, 2014, and is responsible for the day-to-day management of the Ventra program, including the negotiation and implementation of the Ventra mobile app. He has been with the CTA since June, 2011. Prior to joining the CTA, Mike served as Chief of Staff for Cook County Commissioner Larry Suffredin and as Chief of Staff to Illinois State Representative Julie Hamos, where he helped to reform the Illinois Regional Transportation Authority Act and increase public subsidy of mass transit.

Scott Harkey
Payments Practice Lead, Levvel

Scott Harkey leads the growing Payments Practice at Levvel. By leveraging his past 5 years of banking experience leading the technology teams responsible for implementing various digital wallet products at Bank of America (Apple Pay, Samsung Pay, Android Pay, TCH Secure Cloud, Isis/Softcard, and Paydiant) along with 10 years of technology merger integration and IT operations outsourcing work at Wells Fargo, Scott brings a unique “insider” point of view combined with a proven track record of delivery to banks, technology providers, and merchants exploring the digital payments space.

Art Harper
Director, Card Payment Solutions, PSCU

Dr. Art Harper has been the Director of Card Payments at PSCU for four years, leading teams that manage solutions offered to PSCU’s Member-Owner Credit Unions. Prior to joining PSCU, Art served as Vice President of Electronic Services at South Carolina Federal Credit Union for 15 years. Art lead the EMV initiative at PSCU, reaching over 3000 people through EMV Roadshows, and one-on-one meetings and webinars and has been instrumental in assisting PSCU Member-Owners convert to EMV. He is regarded as a leader in EMV migration movement not only for PSCU, but for the US payments industry. Art, an active member of the EMV Migration Forum, has been sought out for in articles in numerous publications to include Credit Union Times, CU Tech Talk, and Payment Journal regarding EMV. Additionally, he is a member of the Federal Reserve Task Force for Faster Payments.

Mimi Hart
Please provide, MagTek

Sarah Hartman
Senior Director, Payment Solutions, TSYS

Sarah Hartman is Senior Director of Consumer Payments at TSYS. Her responsibilities include various industry and strategy activities for the N. American consumer credit and debit card issuing business. Ms. Hartman has over 25 years of payments industry experience and is an elected member of the U.S. EMV Migration Forum Steering Committee, and a member of the Smart Card Alliance and ACT Canada. She has a B.S. degree in Accounting from Miami University and an M.B.A from the University of Dayton.

Chaya Hendrick
President & CEO, SmartMetric

Ms. Chaya Hendrick, President & CEO of SmartMetric is its energetic founder and technology inventor. A successful entrepreneur, business executive and technology inventor for 30 years, Ms. Hendrick has established a proven track record of outstanding financial returns and successful product launches across a wide spectrum of business initiatives. Leading a team of engineers in Israel and California she has built SmartMetric into an advanced technology company that has a leading edge product that combines biometrics with smart cards.

Jack Jania
SVP Strategic Alliances, Gemalto

Jack Jania is the SVP Strategic Alliances for the financial services group of Gemalto North America. He consults with and advises the financial industry on the best business strategies to employ mobile, smart card payments and data security solutions. In addition to supporting Gemalto’s business and security objectives, Mr. Jania is committed to consumer education and advocacy through Gemalto’s online resource www.JustAskGemalto.com, which provides answers to consumer questions about how to better enjoy the conveniences of the digital world. Previously, Mr. Jania worked in the mobile communication division, and was involved in the launch of smart cards supporting 3G wireless networks and NFC smart card technology. Mr. Jania has extensive component engineering, high speed microprocessor functional test and computer system level architecture design experience. Additionally he is the elected co-chairman of the Smart Card Alliance payments council.

Jutasi Zoltán
Senior Advisor to CEO, BKK Budapesti Közlekedési

Zoltan Jutasi is the Senior Advisor to the CEO of BKK Centre for Budapest Transport. Zoltan has taken an active leadership role of BKK reorganisation, the development of new strategies, restructuring and reorganisations to make BKK one of the most efficient service provider in the region. The major focus were based on the newest IT technologies in transportation within the last few years. Zoltan previously was responsible for the implementation of Budapest Transport Management and Passenger Information System (FUTAR) as the CEO of SYNERGON, a Budapest Stock Exchange registered company, which implemented the system for BKK. Zoltan established his first company of his own in 1995, and acted as an investor and CEO of several companies in Hungary for the last twenty years. He has gained experience in a variety of fields of IT related and transport management projects as well as the venture capital industry, investments, mergers and acquisitions. Within the last three years, he sold all of his investments, and became a senior advisor for BKK to utilise his professional experience for the city of Budapest.

Jerry Kane
Senior Project Planner – New Payment Technologies, SEPTA

Jerry Kane is Senior Project Planner for the New Payment Technologies Project at SEPTA with responsibilities that include change management, payment processing, and customer service support. Previously, he served as the project manger for the planning and evaluation phase of the project and was instrumental in moving the Authority in the direction of open payments. His background includes over 20 years of transportation industry experience in capital planning and budgeting, long range planning and strategic planning. For the past three years he has also served as the Transportation Council Transit Vice-Chair.

Khaleqdad Khan
Managing Director, Head of Business Development, Kona Software Lab Ltd.

A N M Khaleqdad Khan is a PMC and CSCIP-P certified expert with over 10 years of experience in the payments and security domain. With a strong industry affiliation throughout his career, Khan extended his support in the banking and retail merchant sectors in Bangladesh and contributes in several National level projects as a technology consultant. Khan is currently the Managing Director of Kona Software Lab Ltd., a center for R&D and Solution Business of the South Korean smartcard industry pioneer Kona I Co. Ltd. He provides leadership for the business platform, R&D, Idea Innovation, Technical Consultancy and Business Development.

Carol Kuester
Director – Electronic Payments, MTC, San Francisco

Carol Kuester is Director of Electronic Payments at the Metropolitan Transportation Commission (MTC) and Bay Area Toll Authority (BATA) in the San Francisco Bay Area. Her team manages and operates FasTrak®, the regional toll payment system and Clipper®, the regional transit payment fare card. Together these programs are responsible for managing well over two million user accounts and move nearly $75 million in transactions each month. Prior to her current assignments, Ms. Kuester led the award-winning 511 multimodal Traveler Information program. Ms. Kuester is an elected member of the Smart Card Alliance Transportation Council. Ms. Kuester also has extensive European work experience. She was awarded a highly competitive Robert Bosch Foundation Fellowship and served in the office of German Minister of Transport and subsequently as consultant in Hamburg and Hannover. In 2011 she was named an Urban and Regional Policy Fellow by the German Marshall fund and published research on public and private sector traveler information programs in the UK, Belgium and Germany.

Simon Laker
Principal Consultant, Consult Hyperion

A recognized expert in the design and operation of secure payment services, Simon has over 10 years experience of designing and implementing EMV enabled solutions, including the authoring of technical specifications for the Payment Schemes. Simon has an in-depth knowledge of the implementation of open payments systems in public transport using payment cards having developed the model for Transport for London. His work has subsequently been adopted and deployed globally by the Payment Schemes. Simon is currently helping define similar schemes in a number of cities in South America and the US.

David Leininger
Executive Vice President and Chief Financial Officer, Dallas Area Rapid Transit

Leininger joined DART in December 2008 and currently oversees all financial and risk management activities for the Agency. He has the additional oversight of the IT, Marketing, and Procurement departments. Prior to joining DART, Leininger served in senior financial capacities with several metroplex cities and spent 25 years in the private sector, during which time he served as a senior executive in several commercial real estate ventures and a partner in an international real estate research firm.

Timothy Ludwig
Customer Fulfillment & Payments, Chase
Naomi Lurie
Director of Marketing for Mobile Payments, Gemalto

Naomi joined Gemalto in 2010, where she drives marketing and strategy for the company’s mobile payment and mobile wallet solutions. She is an expert on the mobile money use cases emerging across the globe and is involved in some of the most ambitious and large-scale mCommerce services in both developed and developing markets. Previously, Naomi was a product manager at Verint, which specializes in enterprise and security intelligence. Naomi was responsible for the global introduction of analytic software solutions for workforce-enterprise optimization, as well as the execution of product launch and rollout plans to sales, support and professional services. Naomi was also a marketing manager for a provider of integrated security solutions for access control, video surveillance, intrusion and security management. Naomi has a degree in Political Science from the Hebrew University of Jerusalem.

Terry Mahoney
Partner, W. Capra Consulting Group

Terry Mahoney is one of the founding partners of W. Capra Consulting Group. He has led numerous retail technology and payment processing projects for a number of Fortune 50 companies, and is a leading voice in the retail petroleum industry on technical issues and standards. Terry is currently focused on helping retail clients architect their new EMV-capable store systems to leverage new communications, management, and security technologies. He has spoken at NACS, Conexxus, and the EMV Migration Forum, and co-chairs the EMV Petroleum Working Committee.

Leon Majors
President , Phoenix Marketing

Mr. Majors is the founder of Phoenix Marketing Payments Practice, and has more than thirty years of project management experience covering many areas of banking and technology research, including managing a Consumer Payments Preferences study which has run for 15 years. Each year, Mr. Majors and his group interviews thousands of banks, thousands of corporations and tens of thousands of consumers on all aspects of the payments landscape. This research includes annual tracking studies in ATMs, Credit, Debit & Prepaid Cards, Branch Technology, and B2B and Consumer Payments. Mr. Majors is a frequent industry speaker and for the past several years, has been a member of the Board of Advisors to the Federal Reserve Bank of Boston’s Survey of Consumer Payment Choices.

Donald Malloy
Chairman, Initiative for Open Authentication

Donald Malloy is the Chairman of OATH, The Initiative for Open Authentication and the Director of Business Development for LSExperts, an open source authentication company. OATH is the industry alliance that has opened the authentication market from proprietary systems to an open source standard based architecture promoting ubiquitous strong authentication. OATH has written and driven the standardization of “One Time Passwords” now used by hundreds of companies around the world. Mr. Malloy has more than 20 years’ experience in the Security and Payment industry and is currently a technology consultant assisting companies with the development and promotion of their security business. Don was responsible for developing the online authentication product line while at NagraID Security, now Oberthur and prior to that he was Business Development and Marketing Manager for Secure Smart Card ICs for both NXP (Phillips Semiconductors) and Infineon Technologies. Don originally comes from Boston where he was educated and has a Masters level in Organic Chemistry and M.B.A. in Marketing. He currently resides in Orange County California and is married with 3 daughters, in his spare time he enjoys hiking, biking, kayaking and traveling around this beautiful world.

Oliver Manahan

Oliver Manahan was the Vice President of Emerging Payments with MasterCard . In this role, Mr. Manahan is responsible for managing various aspects of MasterCard’s EMV chip, contactless and transit programs within the United States and Canada. Mr. Manahan had been with MasterCard since May 2006 and worked closely with customers in defining and executing new payment strategies. Prior to that role, Mr. Manahan was with Visa Canada for nearly a decade in the emerging products area. Mr. Manahan started his career in the Information Technology field, with companies such as Mercedes-Benz and Pepsi. Mr. Manahan was a representative of MasterCard on the Smart Card Alliance Board, co-chaired the Payments Council and co-chaired the Debit committee for the EMV Migration Forum.

Ryan Maresca
Android Pay Partnerships Development Manager , Google

Ryan Maresca is a Partnerships Manager for Android Pay at Google, leading Payments Partnerships globally. Since joining Google in 2011; Ryan has worked across numerous business segments and helped to develop and launch several new emerging business products inside of payments. Before Google, Ryan was General Manager at a Sports Marketing and Consulting firm, focused on forging new business relationships for high profile clients.

Josh Martiesian
Chief Officer, Fare Payment Programs, Metropolitan Transportation Authority (NY)

Joshua is focused on various aspects of the MTA’s future payment and ticketing initiatives, including digital payments, customer experience and the regional integration and interoperability of customer-facing technologies. He oversees MTA-wide support for the Authority’s electronic payment processing services, and coordinates partnerships with payments industry firms including issuers, card brands and mobile payment enablers. Prior to rejoining the MTA, Joshua supported numerous US transit agencies with electronic and mobile payment initiatives. He has over a decade of public and private sector payments experience in the transportation industry. Joshua holds a BS from Cornell University and an MBA from Northeastern University.

Cathy Medich
Director, Strategic Programs, Smart Card Alliance

Cathy Medich is Director, Strategic Programs for the Smart Card Alliance. In this role, she manages strategic marketing and industry initiatives and directs all industry council activities. Cathy has over 25 years of experience in marketing and strategic planning for technology businesses, specializing in payments and security. As an independent consultant, Cathy completed projects for Hewlett-Packard, NACHA, Securify, ViVOtech and VeriSign. Prior to her consulting practice, Cathy held positions as Vice President of Product Marketing for PaymentNet, Director of Marketing with VeriFone, and founding Executive Director of CommerceNet. Cathy has B.S. and M.S. degrees in Electrical Engineering and Computer Science from M.I.T. and an M.B.A. from the Wharton Graduate School.

Mark Meringolo
VP of Sales, North America, Proxama

Mark joined Proxama as VP of Sales, North America with over 10 years’ experience in the mobile payments industry, specializing in building strategic partnerships with Issuers, Payment Networks and Processors bringing new products to market. Throughout his career, Mark has been a key contributor to the launch of the Softcard Mobile Wallet, a member of DeviceFidelity’s Executive Management team and part of American Express’ Emerging Payments group where he supported the launch of contactless payments.

Robert Merkert
President, Americas, Advanced Card Systems Ltd.

Bob is currently President of the Americas for Advanced Card Systems Ltd. He has been focusing on government identity management projects and mobile applications for smart card readers. He is involved with readers for mobile phones, laptops and desktops. Recently an NFC to BLE reader was added to the product line to allow communications to iPad products. Bob spent many years in business development and sales capacities at SCM/Identive. Bob has been a long time member of the Smart Card Alliance. He has been on the Board of Directors and has also served as a member of the Executive Committee. Bob is a graduate of Villanova University, Villanova, PA with a BSEE in electrical engineering. He received his MSEE from the University of Pennsylvania.

Sadiq Mohammed
Vice President and Senior Business Leader of Product Development, MasterCard Worldwide

Sadiq Mohammed is Vice President and Senior Business Leader of Product Development at MasterCard Worldwide. He currently manages a global team responsible for the evaluation and approval of Cloud-Based Mobile Wallet solution components. Sadiq and his team work with all solution providers and vendors in the mobile payments ecosystem to ensure these solutions meet MasterCard requirements. Sadiq has more than 18 years of experience in the payments industry and has been actively involved in many of the commercial and globally deployed mobile payment solutions.

Steve Montross
President and Chief Executive Officer, CPI Card Group

Steven Montross has served as President and Chief Executive Officer for CPI Card Group since January 2009. Prior to joining CPI, Mr. Montross was a founding shareholder and Managing Director of FirstLight Financial Corporation, a business that invests senior debt capital in private-equity owned businesses, from 2007 to 2008. Prior to forming FirstLight, Montross had a 17-year career at General Electric Company, where he held positions of increasing responsibility and leadership within GE’s financial service businesses, including a business that financed private equity-owned enterprises. Mr. Montross holds a Bachelor of Business Administration degree from the University of Michigan and a Masters of Business Administration from the Kellogg School of Management at Northwestern University.

Arnaud Moser
Please provide, Infineon
Steve Mott
Principal, BetterBuyDesign

Steve Mott is a 25-year veteran of the electronic payments industry, specializing in ‘landscape’ and strategic assessments, transaction economics, innovative uses of debit networks, authentication and security technologies, and emerging alternative payments types and venues—including stored value, online and mobile commerce, cloud-based/digital marketing systems, and transacting over social networks. As principal of BetterBuyDesign, a payments consultancy, Steve (and partner organizations) work with clients on strategy development, product research and design, organizational effectiveness and vendor management, technology evaluations, and market assessments. His clients include merchants, banks, processors, networks, technology providers and corporates. Steve also advises investment firms on industry trends and developments, conducts business valuations and M&A/due diligence support, and serves as an expert witnesses in patent, trade secret, and other IP matters. Steve serves as a subject matter expert for the Federal Reserve and other industry organizations, speaks at two dozen payments conferences each year, and is a frequent contributor to Digital Transactions Magazine and n*genuity Journal. You can reach Steve at [email protected] and 203.536.0588.

Sirajuddin Nazir
Director, Business Development and Sales – Digital Payments and IoT Solutions, Oberthur Technologies

Sirajuddin Nazir is Director, Business Development and Sales – Digital Payments and IoT Solutions at Oberthur Technologies. He is responsible for business development, sales and consultancy of OT’s Digital Payments and IoT Solutions for Financial Institutions and Connected Device Makers. Before joining OT’s North American team in 2012, Siraj spearheaded key NFC and Mobile Money initiatives at OT for leading banks and carriers in Russia, Middle East and Africa . Siraj brings over 10 years of Digital Commerce and OEM Solutions experience having worked previously in international markets for companies like Motorola, Philips and Comptel.

Bill Nelson

Bill Nelson is the President and CEO of the Financial Services Information Sharing and Analysis Center (FS-ISAC). The FS-ISAC is a non-profit association dedicated to protecting financial services firms from physical and cyber attacks. FS-ISAC has over 5,200 members worldwide including banks, credit unions, payment processors, broker-dealers, third party service providers, and insurance companies. The FS-ISAC fulfills its mission through the dissemination of trusted and timely information regarding physical and cyber security risks to its membership. In 2013, FS-ISAC received the prestigious RSA Award for Excellence in Information Security. Also in that year, Mr. Nelson was named the fifth most influential person in the field of Financial Information Security by the publication Bank Info Security. Before joining the FS-ISAC, Bill was the Executive Vice President of NACHA, The Electronic Payments Association from 1988 to 2006. Prior to joining NACHA, Bill held several treasury management and lending positions within the banking industry.

Robin O’Hara
Deputy Executive Officer, LA Metro, Los Angeles

Robin O’Hara is Deputy Executive Officer and head of Customer Experience for the regional TAP Program at Los Angeles Metro. O’Hara possesses technical experience as well as communications/marketing expertise, enabling her to lead complex technical projects with a keen eye for the customer experience. O’Hara recently led the first-ever cloud-based implementation of a regional Customer Relationship Management (CRM) System for TAP and she is currently working on TAP integration into regional Bikesharing. O’Hara is a published author, a Summa Cum Laude Graduate of the University of Pittsburgh and was valedictorian of her Masters class at the Mineta Institute of Transportation.

Al Pascual
SVP, Research Director, Head of Fraud & Security, Javelin Strategy & Research

Al Pascual is Senior VP, Research Director and Head of the Fraud & Security practice at JAVELIN. He brings his industry experience and passion for fighting financial crime to bear – having served in roles with HSBC, Goldman Sachs, and FIS – when conducting in-depth research and advising clients on issues that directly affect the security of financial transactions. His thoughts on a variety of fraud and security issues have been covered by media outlets such as Fox News, Reuters, The New York Times, The Wall Street Journal, The Washington Post, and Wired.

Jason Pavluchuk
Founder, Pavluchuk & Associates

Jason Pavluchuk is the founder of Pavluchuk & Associates, a Washington Government Affairs firm which provides its clients with legislative and policy solutions specializing in transportation, energy, environment and tax issues. Mr. Pavluchuk is a political tactician renowned for developing successful legislative strategies for both funding and policy issues and has published numerous studies on the tactics of interest groups in legislative politics. Mr. Pavluchuk also sits on the Gehrman Learson Board of Advisors for Transportation issues, and serves on the Advisory Committee for the House Livable Communities Task Force. Jason is a proud graduate of The George Washington University.

Bertrand Pelletier
Please provide, EmperorTech
Nick Pisarev
Director, Product Management – Banking Mobile Security, Giesecke & Devrient America, Inc.

Nick Pisarev has decades of experience in the payment industry. He came to G&D in 2003, bringing knowledge of the European smart card and secure payment technology to the emerging Canadian market. Nick’s expertise was instrumental in successfully migrating Canadian Financial Institutions to EMV chip technology. In 2011, Nick joined the G&D team in the U.S. to support the American market transition to EMV and Mobile Payment solutions.

Gregory Proehl
Senior Product Marketing Engineer, STMicroelectronics

Gregory Proehl is Senior Marketing Engineer at STMicroelectronics, supporting the Secure Microcontroller products in North America, including those designed for the Banking Market, Mobile, NFC and IoT (Internet of Things). Gregory has experience in RFID, NFC, Digital Video, and a background in RF product support, and RF product design. Prior to joining STMicroelectronics, Greg held positions at Coilcraft and Hewlett-Packard and holds a Bachelor of Science from the University of Illinois.

Peter Quadagno
CEO, Quadagno & Associates, Inc.

Peter Quadagno is a former board member and Vice Chairman of the Smart Card Industry Association which merged with the Smart Card Forum in 2002 to create the Smart Card Alliance. Peter’s background includes payment processors, ATM networks, banks, transit agencies, long distance phone companies, kiosk vendors, gift card providers and universities. He has spent 30+ years introducing the transaction processing skills of the payments industry to other industries. In 2007, he commissioned the build-out of a prepaid processing platform that was sold to Fiserv in 2011.

Eric Reese
Global Strategy, Scheidt & Bachmann
John Rego
Vice President, Emerging Markets , OTI America

Started in the smart card NFC industry in 1984 with Olivetti for toll road applications. Worked with Schlumberger in closed payment systems for universities and developed US Federal Government ID business. Formed start up with USIS, Inc. for smart card medical application. Currently with oti America focusing on emerging NFC payment solutions and mobile technology for issuers, MNO’s, unattended POS, transit. ID.

Hans Reisgies
Founder and CTO, Sequent Software

Hans Reisgies is a Founder and CTO at Sequent. Hans is a widely known evangelist and established thought leader for mobile payments. He is a trusted advisor to banks, merchants, carriers, and other players in the mobile commerce value chain. Hans is a mentor for emerging FinTech companies at Alchemist Accelerator. Previous to Sequent, Hans led mobile business development at ViVOtech from 2005-2010 and has been active in the NFC Forum and Global Platform standards bodies. An electrical engineer by training, Hans was previously the business development and sales manager for IXI Mobile and Texas Instruments. Hans’ specialization in mobile payments has yielded sixteen patents filed and granted. Follow him @NFCGuy

Brian Russell
Senior Vice President, Payment and Transit – Mobile Security, Giesecke & Devrient

Brian Russell is an innovative technology executive who currently serves as Senior Vice President, Payment and Transit, for Giesecke & Devrient’s U.S. Mobile Security Division. Mr. Russell is responsible for the sales and marketing of all G&D’s products to the Commercial Bank and Transit market segments, as well as back office operations across Mobile Security. Mr. Russell has been a member of the Executive Board of Directors for the Smart Card Alliance for the past five years, serving as Assistant Treasurer and Treasurer. Mr. Russell is also an active member of the Federal Reserve Banks Mobile Payment Industry Workgroup (MPIW). Before coming to G&D, Mr. Russell worked for Catalina Marketing, MyPoints, MasterCard Worldwide, Donnelley Marketing, Dun & Bradstreet and Liberty Mutual Insurance.

Tony Sabetti
Product Manager, Mobile/NFC Technologies , CPI Card Group

Tony Sabetti is product manager, mobile/NFC technologies for CPI Card Group. With over 25 years of experience launching secure identification and mobile solutions, Sabetti is responsible for the product management and business development of CPI’s mobile/NFC solution, delivering secure digital credentials to mobile devices for Near Field Communications (NFC) payments and identification. In previous positions, Sabetti led development and deployment of mobile commerce platforms, which integrated payments, loyalty and offers in a single NFC tap at over 100,000 merchant locations across the United States. He has also worked in leadership positions in sales and marketing, in which he secured designs of NFC chipsets and secure elements into mobile phones; secured chips for EMV bank cards, ePassports, and government ID cards; and developed and implemented the first two large-scale contactless payment solutions in the world. Sabetti has been an active member of the Smart Card Alliance (SCA) for the past 7 years and was listed on their 2015 Honor Roll. He is currently serving as secretary on the SCA Mobile & NFC Council.

Sherif Samy
Managing Director North America, UL Transaction Security

Sherif Samy is leading UL’s Transaction Security Operations in North America, a division of UL that focuses on ensuring security, compliance and interoperability of mission critical infrastructures such as payments, mobile and transit ecosystems. UL TS is heavily involved in the US EMV migration, mobile payments and securing the payments ecosystem in the US. Sherif joined UL in 2012 and has over 15 years of industry experience in payments, government identify and smartcard technologies. He has been involved in many global smartcard and mobile payments initiatives around the world with financial institutions, MNOs and governments. Sherif is also actively involved in industry forums, such as EMV Migration Forum, ETA, and Smartcard Alliance.

Ursula Schilling
Director for Business Development , Infineon

As a Director for Business Development in the Chip Card and Security Division of Infineon Technologies AG, Ursula Schilling is responsible for Payment business development activities within Infineon. In particular Ursula handles the strategic setup and project management with regard to Payment applications. She has more than 18 years of experience in the smart card industry including business development activities for prepaid telecom business & marketing activities for various applications. Before joining Infineon & Siemens Semiconductors Ursula held a marketing position within Wolford AG responsible for key accounts and worked for 4 years for British Airways. Ursula Schilling completed her studies at Ludwig-Maximilians-Universität in Munich with a master degree in economics and a degree as Europe correspondent in the English Institute in Heidelberg, Germany

Mark Schulze
Co-Founder, Clover Network, Inc.

Mark Schulze, is a Co-Founder at Clover Network, Inc. and runs the Clover App Market. The Clover App Market is a thriving merchant facing marketplace. Clover is able to serve merchants and create opportunity for developers through the Clover App Market. https://www.clover.com/appmarket. Prior to Clover, Mark was part of the founding team of measurement and Ad Technology company Quantcast, now serving over 20 billion of impressions a day across 40,000 network publishers. Before Quantcast Mark ran product and engineering for Match.com, an IAC company. Starting his technology career in 1995, Mark ran several groups at AOL including AOL Shopping and AOL Small Business before leaving for Intuit. At Intuit he spearheaded IntuitÕs first foray online, building the personal finance site Quicken.com before leaving for AltaVista.

Dave Schwab
Senior Manager, Accenture

Dave is a Sr. Manager at Accenture Digital where he specializes in strategy and product development for Internet of Things (IoT) tech. Dave is passionate about three things, his family, tech, and the outdoors. He works with a broad ecosystem of partners, from companies like Intel and Visa, to startups and venture groups. Dave holds a bachelor’s degree from Purdue and is a lifelong technologist. He lives in beautiful Boulder, CO with his wife, two boys, and dog. He tries to take as many outdoor meetings as possible, preferably at the end of a climbing rope, or on skis.

Ellie Smith
Head of Discover Chip Center of Excellence, Discover Financial

Ellie Smith, a 15 year payments industry veteran, is the Head of the Chip Center of Excellence for Discover Financial Services. In this capacity, Ellie is responsible for leading the contact and contactless EMV programs across Discover, Diners Club and PULSE networks. She manages EMV product strategy, leads policy development, and drives optimization of critical vendor programs. Ellie’s team also partners closely with issuers, acquirers, and merchants globally to enable the successful implementation and rollout of advanced payment technologies. Prior to joining Discover, Ellie was a consultant focused on payment-related projects, and also worked for nearly 10 years at American Express with significant time spent in the emerging payments area. Ellie sits on the EMVCo Executive Committee and is also a member of the EMV Migration Forum (EMF) Steering Committee. Ellie holds a BS from the University of Iowa and is a Certified Training Director.

Chandra Srivastava
Business Leader, Visa, Inc.

Chandra Srivastava is leading the effort to develop Value Added Services at POS for Visa Inc. Chandra has extensive background in defining and launching new technologies in the mobile payments and commerce space. Most recently he was working with Softcard to develop commerce solutions for their NFC wallet. Chandra also held product leadership positions at ViVOtech to develop mobile NFC payment platform, Commerce One Inc to develop B2B exchange platform, VeriFone and Tandem Computers. Chandra has been actively involved with Smart Card Alliance initiatives and currently holds the vice chair position in the Mobile and NFC council.

Brian Stein
Senior Project Manager, CH2M Hill

Brian Stein is a Senior Project Manager with CH2M HILL’s Transportation Business Group in North America. He brings over 18 years of transit Automated Fare Collection and Parking Systems experience from Accenture, Scheidt & Bachmann USA, Inc and Giesecke & Devrient America; including Project Management, Sales and Marketing and Business Development, coupled with 10 years of hardware and software engineering experience. Mr. Stein has a Bachelor of Science in Electrical Engineering from Northeastern University and a Master of Business Administration from Northeastern University’s High Tech MBA program. Prior to working in the transportation industry, Mr. Stein worked over a 10 year period in various industries such as Communications, Lottery and Gaming Systems, and Aerospace to name a few, writing firmware and device drivers for various embedded systems. Mr. Stein is currently the Treasurer for and a member of the Smart Card Alliance Board, as well as a member of the Smart Card Alliance’s Executive Council. Additionally, Mr. Stein has also held the position of vice-chair for APTA’s UTFS Contactless Fare Media Standard working group that developed part III of the currently published CFMS standard and for the CFMS working group that developed Part V, Testing certification specification. Mr. Stein is the former vice-chair for the ongoing CFMS standard efforts and past board member for the Massachusetts Association of Regional Transit Authorities. Mr. Stein is also an active member in the Smart Card Alliance, in which he has helped co-write various industry white papers.

Sree Swaminathan
Director, Product Development, First Data

Sree Swaminathan works as a Director of Digital Commerce Solutions at First Data. His responsibilities include new product development in Mobile, NFC, Tokenization and other innovative payment solutions. He has been with First Data since 2002 and instrumental in various TSM, mobile, contact and contactless smartcard initiatives at First Data. In his current role, he is focused on product development, consultancy and implementation of Credit, Debit and Prepaid digital commerce solutions for First Data regions around the world. Mr. Swaminathan brings a wealth of knowledge and experience from Payments, Telecom and Technology domains. He holds a Bachelor’s degree in Engineering from NIT, India and an MBA degree in Technology Management. He serves as a steering committee member and Vice Chair in the Smart Card Alliance Mobile and NFC Council. He participates and contributes to various industry forums and activities and plays active role in payment innovations.

Rick Swenson
President/CEO, RSS Consulting

Rick Swenson has over 27 years working in the financial services industry. He has held numerous senior executive positions and has been a consummate leader in innovation. He lead the risk control effort to support the nations first implementation of Remote Deposit Capture for retail deposits on both PC and Mobile platforms. Mr. Swenson also managed the fraud risk associated with the 6th and 10th largest debit and credit card portfolios among American issuers. He implemented a Big Data Analytics environment to support real-time risk management decisioning to support over $200 billion in assets and associated payment transactions. Mr. Swenson was the lead risk executive with USAA that introduced the first multifactor biometric solution on the Mobile Platform. Mr. Swenson is President/CEO of RSS Consulting where he works with multiple payments stakeholders helping them to design tomorrows solutions to manage payments risk and reduce customer friction. He is a graduate of Augustana College with a BA in Business and a minor in Economics. He is a Certified Fraud Examiner.

Peter Tapling
Vice President, Early Warning Systems

Peter Tapling is vice president and leads the Authentication business at Early Warning Services, LLC. Mr. Tapling founded and served as CEO of Authentify, Inc. from its founding in 1999 through the sale to Early Warning in April 2015. Mr. Tapling has spent over 30 years bringing innovative security, authentication and risk management products onto the information technology landscape. Mr. Tapling serves on the Advisory Council for the Payments Innovation Alliance and the ISMG Advisory Board. He is a participant in the Identity Ecosystem Steering Group created as part of the National Strategy for Trusted Identities in Cyberspace and the Federal Reserve Secure Payments Task Force. Mr. Tapling was co-chair of the Mobile Working Group for the NACHA Internet Council. Mr. Tapling is a frequent speaker on the topics of authentication, risk management and identity theft.

Juan Carlos Tedejor
Latin America Sales, Biometrics, HID Global

Juan Carlos Tejedor is the Director of Latin America Sales, Biometrics at HID Global. With more than 15 years of experience in the biometrics and personal identification industries, Mr. Tejedor brings a strong understanding of the business aspects of authentication technologies to customers and audiences throughout Latin America. He has a special interest in the role of biometrics in the financial sector. Mr. Tejedor came HID with the 2014 acquisition of Lumidigm, a global authentication solutions company renowned for solving biometric performance issues.

Jamie Mark Topolski
Director, Alternative Payment Strategies, Fiserv

Jamie Topolski currently is the Director of Alternative Payment Strategies at Fiserv. He is focused on delivering a cost-effective, comprehensive and integrated solution for clients migrating from magnetic stripe to EMV™ chip cards. Jamie currently serves on the Smart Card Alliance Payments Council Steering Committee and is the Vice Chair of the EMV Migration Forum Steering Committee. Previously, Jamie served on the EMVCo Board of Advisors and was the Manager of Global EMV Programs for Discover Financial Services. Jamie received his Bachelor of Arts degree from Duke University and Master of Business Administration from the Booth School of Business at the University of Chicago.

William Tran
Director of Marketing and Business Development, Gemalto

William currently serves as Director of Marketing and Business Development for Gemalto North America. With over 15 year of experience relating to EMV and the financial services industry , William is helping to shape Gemalto’s strategy to address the converging mobile and EMV payment landscape.

Chris Tucker
Director, Revenue Operations, TriMet

10 years at AT&T Wireless as operations manager in regional accounts receivable center, including oversight of national payment fraud team. 8 years at TriMet overseeing revenue operations including design of a bi-state, regional account-based open architecture fare collection system supporting open and closed loop media, including an integrated retail network, the deployment of a mobile app for bus and rail, daily oversight of merchant services, retail store, pass sales, revenue collection, and field equipment maintenance for ticket vending machines, digital displays and CCTVs.

Fernando Ulbrich
Business Development Manager, Morpho

Fernando Ulbrich has been in the digital security industry for the past 14 years. He has participated with EMV migrations in a few countries in Latin America and the US, as well as managed biometric payment solution projects in Brazil. Today he is responsible for Business Development and Technology Support at Morpho North America for the payment market, promoting technologies that allows new ways to pay such as mobile and biometrics.

Randy Vanderhoof
Executive Director, Smart Card Alliance

Randy Vanderhoof is the Executive Director of the Smart Card Alliance. The Smart Card Alliance is a not-for-profit, multi-industry association of over 200 member firms working to accelerate the widespread acceptance of smart card technology in North America and Latin America. He came to the Alliance in January, 2002 and became the Executive Director in August, 2002. During his tenure as the chief executive, he has directed the transformation of the organization from primarily a networking organization into a diverse, education oriented, international, multi-industry organization that gathers industry stakeholders together to help stimulate the rapid adoption of all forms of smart cards (cards and other form factors) for electronic payments and digital security applications. In December 2008, Randy was named by Security Magazine to the list of the Top 25 Most Influential People in the Security Industry.

Jeff Wakefield
Vice President Americas Sales Enablement, VeriFone, Inc.

Jeff Wakefield is the Vice President Americas Sales Enablement responsible for insuring the sales teams are properly trained and prepared to successfully sell Verifone solutions. Jeff has 30 years of retail systems experience and 20 years of payment industry experience as a senior product and marketing executive for retail and payment systems companies. He has spoken about payments and payment security at numerous industry events.

Chloe Waller
Sales Director, Oberthur Technologies

Chloe Waller joined Oberthur Technologies in 2014 and is currently responsible for EMV Module Sales and Motion Code Business Development in North America. She has 8 years of experience in the high tech industry including Sales, Business Development and Technical Marketing. Chloe started her career at Texas Instruments and has had the opportunity to work in France, Denmark and Taiwan before moving to the US in 2010 to take a P&L responsibility, lead a global team and build the Bluetooth Business at TI.

Frederick Wedley
Vice President – Technology Services, CH2M Hill

Mr. Wedley provides executive leadership, business development, project management (35+ years’ experience) and Subject Matter Expert (SME) support for Transportation and Information Technology (IT) projects, supported by local dedicated experienced staff which is supplemented with global available expertise in a wide range of business market segments. Fred has more than 35 years of experience in the public-transportation industry comprising Transit Operations, Station Operations, Asset Management; Fare Collection and Ticket Sales, Information Technology (IT), Labor Relations, Finance, and Planning/Project Management.

Conor White
President, Americas, DAON

Conor White is President of the Americas for Daon and a member of Daon’s Board. He brings to bear over 18 years of experience innovating and leading identification management technologies such as the development of biometrics, smart cards, electronic payments, PKI, information security and e-business infrastructure. Conor is an accomplished technology inventor with 13 existing patents in the area of biometric authentication on smart, mobile devices. Conor holds a B.S. in Computer Applications and an M.S. in Computer Science from Cork Institute of Technology. He is also a graduate of the Executive Leadership Program at Stanford University Graduate School of Business.

Michael Williams
Director, Interchange, Home Depot
Michael Wilson
Managing Director, Accenture

Mike is a Managing Director and leads Accenture’s Public Transportation practice in North America, which offers leading business practices and flexible technology in the areas of customer service, electronic payments, digital services and enabling state of good repair initiatives. In this role, Mike leads the definition of Accenture’s long-term point of view on consulting and system integration initiatives associated with fare management, tolling, asset management, which includes cloud-based and mobile device options. He has more than 20 years of experience with public service organizations and has been with Accenture since 1990. Mike is currently acting as Senior Advisor to the PRESTO Fare Management project based in Toronto and to the WMATA New Electronic Payment Program.

Ray Wizbowski
Vice President, Financial Vertical, Entrust Datacard

For 20 years, Ray Wizbowski has been helping shape and promote companies that specialize in security and payment innovation. Currently Mr. Wizbowski leads Entrust Datacard’s Financial Vertical. Prior to Entrust Datacard, Mr. Wizbowski was the vice president of strategic marketing for Gemalto’s Security Business unit helping drive the convergence of security controls with online transactions. Prior to Gemalto, Mr. Wizbowski was the vice president and general manager of ForeScout technologies – a leading pioneer of network access control technology. Prior to ForeScout, Ray held senior business development and marketing positions at MetiLinx, Positio Investor and Public Relations and Action Foundation.

David Worthington
Principal Consultant, Payments & Chip Technology, Bell ID

As Principal Consultant Payments & Chip Technology, David’s responsibilities as part of the Bell ID Management Team includes advising the company and its major clients and partners on strategic opportunities in the application of new payments, mobile and chip technologies, specifically EMV, Tokenization, Cloud Based Payments, and related mobile and e-commerce business opportunities. Coming from a Banking & IT background, David has focused for over 20 years on successfully delivering smartcard, mobile and digital payments projects worldwide, including business and technical management and consulting roles, for banks, processors, suppliers, Central Banks, and national and international payment schemes.

Doug Yeager
CEO and Co-Founder, SimplyTapp

Doug is the CEO and Co-Founder of SimplyTapp and has been deeply involved with payment networks from the advent of Host Card Emulation (HCE) helping bring about the technological foundation needed to propel mobile payments to widespread adoption across the globe. A technical thought leader with a deep understanding of Near Field Communication (NFC) and Android, Doug’s vision is to help card issuers expand their business and improve their customer experience by enabling them to take advantage of a larger set of deployed mobile devices. Prior to SimplyTapp, Doug was founder and president of TradeWind Technologies which developed cutting edge RFID readers. In 2006, TradeWind was acquired by SIRIT Technologies of Toronto where Doug joined as director of contactless technologies. Earlier in his career Doug’s roles spanned software application engineering while working on MATRIXx modeling at WindRiver and the founding of Yeager Automation which developed pc-based solutions for controlling CNC machines. Doug served as a project engineer with Sandia National Labs in Livermore after completing his B.S. in Mechanical Engineering from Clemson University and M.S. in Mechanical Engineering from the University of Florida. He has been awarded several patents in the areas of transaction authorization for mobile payments and is often sought out by the media for his industry insights. Doug and his family live in Austin, Texas and he enjoys running and training for triathlons.

Tom Zalewski
Principal Consultant, Aikon Consulting, LLC

A 20+ year veteran of the telecommunications industry, Tom Zalewski is Principal Consultant for Aikon Consulting. Tom brings over a decade of experience in the mobile payments arena and has been integrally involved in introducing many of the first NFC mobile payments trials & pilots. He has authored 5 patents in the areas of payment technology, mobile authentication and mobile reservation systems. Most recently, Tom was Chief Strategy Officer at SK C&C USA, the mobile commerce division of SK C&C, a global top-tier IT company. Tom led sales, business development and account teams responsible for revenue growth for the division, which was acquired in 2015. Prior to SK C&C USA, Tom was President and co-founder of Venyon Inc., a joint venture between Nokia and Giesecke & Devrient that introduced the first secure IT management service (Trusted Service Manager) for NFC payment and enterprise solutions. Prior to establishing Venyon, Tom held several management and strategic roles with Nokia. As Head of Payment and Ticketing Solutions for the Americas, he was responsible for marketing and selling emerging solutions to retail, financial, telecom and transit industries. Before joining Nokia, Tom held management, operational and technical roles with Samsung, Siemens, Qualcomm and Texas Instruments. Tom is a graduate of the University of Central Florida in Orlando, where he earned a Bachelor of Science degree in Electrical Engineering.

Tibi Zhang
International Business Director, Fetian Technologies