2019 Payments Summit Agenda

To view the U.S. Payments Forum Meeting Agenda, scroll to the bottom of Tuesday, Wednesday, or Thursday’s agenda.

Mon., March 11

Monday, March 11
U.S. Payments Forum March All-Member Meeting and 2019 Payment Summit Pre-Conference Day
Pre-Conference Day and Welcome Reception
8:30 – 5:00 U.S. Payments Forum Meeting (USPF Members Only)
1:00 – 5:00 Exhibitor Set-Up in in Atrium Level
5:00 – 6:30 Welcome Reception – Opening of Vendor Pavilion (All Registrants)

2019 U.S. Payments Forum Meeting Agenda

Monday, March 11
U.S. Payments Forum Meeting Agenda (USPF Members Only)

In conjunction with 2019 Secure Technology Alliance Payment Summit Plenary Session
8:00 – 8:30 Registration and Networking New Member Briefing
8:30 – 9:00 Welcome and Opening of U.S. Payments Forum meeting

  • Agenda Overview – Randy Vanderhoof, U.S. Payments Forum (5 min)
  • U.S. Payments Forum Overview & Status – Randy Vanderhoof, U.S. Payments Forum (10 min)
  • Anti-Trust Policy Guidelines –Russ Schlossbach, Gesmer Updegrove (5 min)
9:00 – 9:45 ROUNDTABLE/PANEL: Stakeholder Report – Issuers, Merchants and Acquirers

  • Issuers: Tom Rubeck, PSECU; Keri Crane, Jack Henry Processing Solutions
  • Merchants: Barry Hanen, Walgreens; Kara Kazazean, Walmart
  • Acquirers:  Steve Cole, Worldpay; Steve Mathison, First Data
9:45 – 10:30 ROUNDTABLE/PANEL: Stakeholder Report – Payment Networks

  • Global Payment Networks: Berke Baydu, Mastercard; Linda Horwath, JCB; Simon Hurry, Visa; Tom Pouliot, Unionpay; Robin Trickel, American Express; Kate Weiler, Discover
  • Domestic Payment Networks:  George Danforth, PULSE; Brian DuCharme, STAR; Diana Molitor, NYCE; Jamie Topolski, Accel; Manish Nathwani, SHAZAM
10:30 – 10:45 Break
10:45 – 11:30 PANEL: Contactless & Mobile Acceptance – Requirements for Success

This panel will provide an in-depth look at the requirements for acceptance of contactless cards and mobile devices at the retail POS. Topics discussed include: best practices for the consumer experience at the POS; opportunities for merchants to leverage emerging data elements; key implementation considerations (tokenization, certification, education).

Moderator: Kristy Cook, Target

Panelists:  Roberto Cardenas, TSYS; TJ Considine, Visa; Manish Nathwani, SHAZAM; Eric Hanna, Verifone
11:30 – 12:00 PLENARY: Working Committee Chair Presentations

Sessions will cover Working Committee activities and status; membership; session agendas 
12:00 – 1:00 Lunch Steering Committee Communications Subcommittee (Committee members only).
1:00 – 2:15 Break Out Discussion Group Sessions – Group 1
ATM Working Committee: Full Working Committee Session CNP Fraud Working Committee: Full Working Committee Session Merchant SIG

Lead: Kristy Cook, Target

 Communications & Education Working Committee: Full Working Committee
2:15 – 2:30 Session Transition Time
2:30 – 3:45 Break Out Discussion Group Sessions – Group 2
Mobile & Contactless Payments Working Committee: Authentication WP Project

Leads: Marianne Crowe, Federal Reserve Bank of Boston; Mansour Karimzadeh, SCIL

 Petro Working Committee: Full Working Committee Session Issuer SIG

Lead: Jesse Lee, Wells Fargo
3:30 – 3:45 Break
3:45 – 5:00 Break Out Discussion Group Sessions – Group 3
Testing & Certification Working Committee: Full Working Committee Session Transit Contactless Open Payments Working Committee: Full Working Committee Session EMV 3DS 2.0 Data Elements: Joint Merchant & Issuer Discussion

Lead: Kristy Cook
5:00 – 6:00 Working Committee Chair/Steering Committee Meeting
(Working Committee chairs and Steering Committee members only)
5:00 – 7:00 Reception in Vendor Pavilion

Tues., March 12

Tuesday, March 12
2019 Payment Summit Plenary Session
7:30 – 8:45 Breakfast in Vendor Pavilion
8:45 – 9:00 Chairman’s Welcome Address – Randy Vanderhoof, Executive Director, Secure Technology Alliance
9:00 – 10:30 Keynote Speaker Sessions:

  • Tap to Pay Momentum in the U.S. – Dan Sanford, Head of Global Contactless Payments, Visa
  • Digital Transformation in the Payments Industry – Krista Tedder, Director, Payments, Javelin Strategy
  • How Uber is Investing in Financial Services for its Users and Drivers – Brian Crist, Senior Director of Payments, Uber
10:30 – 11:00 Break in Vendor Pavilion
11:00 – 12:15 Keynote Roundtable Session:

U.S. Payments Forum Panel – A Multi-Stakeholder View of Fraud in Retail Payments – a panel of senior payments industry leaders from global networks, financial institutions, retail, processing, and industry technology discuss changing fraud trends, emerging fraud management tools, implementation priorities, and risk management strategies for retail payments

Moderator: Cathy Medich, U.S. Payments Forum

Panelists: U.S. Payments Forum Members – Robin Trickel, American Express; Steven Cole, Worldpay; Manish Nathwani, SHAZAM; Art Harper, PSCU; Joseph Vasterling, Best Buy
12:15 – 1:45 Lunch in Vendor Pavilion
12:30 – 1:30 Payments Council Meeting (Council Members Only)
1:45 – 2:15 Keynote Speaker Sessions:

  • Moving Money Fast, Safe, And Easy Using P2P – Laura Weinflash, Vice President, Payment Strategy and Innovation, Early Warning
2:15 – 3:15 Keynote Roundtable Session:

Future of Transit Payments – a panel of transportation industry experts and payments leaders explore the unique requirements of transit fare payments for transportation operators, while keeping up with modern consumers payments trends.

Moderator: Brin Owen, Jacobs CH2M

Panelists: Tina Morch-Pierre, Dallas Area Rapid Transit (DART); Carol Kuester, Metropolitan Transportation Commission (MTC); Robin O’Hara, Los Angeles Metro; David Dekozan, Cubic Transportation Systems; Jennifer Dogin, Mastercard
3:15 – 3:45 Break in Vendor Pavilion
3:45 – 4:15 Keynote Speaker Session:

Understanding Faster Payments and Faster Settlement Trends – Gene Neyer, Executive Advisor, Payments, ICON Solutions
4:15 – 5:15 Keynote Roundtable:

A Playbook for Digital Identification, Authentication, and Payments – representatives from digital identity, security, and mobile services organizations explain their place in the digital identity landscape and how they are addressing the security of digital transactions involving consumers and other online service providers

Moderator: Nick Norman, Consult Hyperion

Panelists: Andrew Shikiar, FIDO Alliance; Walter Beisheim, Nok Nok Labs (Project Verify); Clinton Allen, EMVCo; Kevin Newman, Discover; Diego Szteinhendler, Mastercard
5:15 – 7:00 Reception in Vendor Pavilion

2019 U.S. Payments Forum Meeting Agenda

Tuesday, March 12
U.S. Payments Forum Meeting Agenda (USPF Members Only)

In conjunction with 2019 Secure Technology Alliance Payment Summit Plenary Session
7:15-8:30 Open
8:00 – 8:30 Breakfast in Vendor Pavilion
8:30 – 9:30 Break Out Discussion Group Sessions – Group 4
Mobile & Contactless Payments Working Committee: Contactless Acceptance Project

Lead: Roberto Cardenas, TSYS

 Transit Contactless Open Payments Working Committee: Full Working Committee Session
9:30 – 10:30 Break Out Discussion Group Sessions – Group 5
Mobile & Contactless Payments Working Committee: Emerging Data Elements Project

Lead: Roberto Cardenas, TSYS

 P2PE/E2EE Implementation Birds-of-a-Feather Session

Leads: Jeff Minard, Toshiba Global Commerce; Ruston Miles, Bluefin
10:30 – 11:00 Break in Vendor Pavilion
11:00 – 12:15 Payments Summit Keynote Roundtable Session:

U.S. Payments Forum Panel – A Multi-Stakeholder View of Fraud in Retail Payments – a panel of senior payments industry leaders from global networks, financial institutions, retail, processing, and industry technology discuss changing fraud trends, emerging fraud management tools, implementation priorities, and risk management strategies for retail payments

Moderator: Cathy Medich, U.S. Payments Forum

Panelists: U.S. Payments Forum Members – Robin Trickel, American Express; Steven Cole, Worldpay; Manish Nathwani, SHAZAM; Art Harper, PSCU; Joseph Vasterling, Best Buy
12:15 – 1:15 Lunch in Vendor Pavilion
1:15 – 2:15 Break Out Discussion Group Sessions – Group 7
Communications & Education Working Committee: POS Contactless Experience

Lead: TJ Considine, Visa

 CNP Fraud Working Committee: CNP Approaches Project

Lead: David True, PayGility Advisors

 Petro Working Committee: Conexxus Update on Fleet Tag Standards

Lead: Sharon Scace, WEX, Inc.
2:15 – 3:15

 

 Break Out Discussion Group Sessions – Group 8
ATM Working Committee: Full Working Committee Session Mobile and Contactless Payments Working Committee: Full Working Committee Session
3:15 – 3:45 Break in Vendor Pavilion
3:45 – 4:45 Break Out Discussion Group Sessions – Group 9
Petro Working Committee: CVMs at Unattended Terminals Birds of a Feather Session

Leads: Terry Mahoney, W Capra Consulting Group; Clint Cady, W Capra Consulting Group

 Testing & Certification Working Committee: EMV Contactless L3 Certification Project

Leads: Eric Hanna, Verifone; Andy Patania, Elavon; Alex Pierre, Visa
5:00 – 6:30 Steering Committee meeting (Steering Committee members only)

Wed., March 13

Wednesday, March 13
8:00 – 8:45 Breakfast in Vendor Pavilion
Payment Solutions Track Payment Technology Track Transportation Payments Track

Track Sponsor
Track Sponsor
8:45 – 9:00 Track Chair Address Track Chair Address Track Chair Address
9:00 – 10:15 Contactless and Mobile Payments Acceptance

Moderator: Oliver Manahan, Infineon Technologies

  • Contactless Acceptance Best Practices – TJ Considine, Visa
  • Peer-to-Peer Mobile Solutions – Deborah Baxley, PayGility
  • How the US Can Lead Again with Contactless and Biometrics – Megan Heinze, IDEMIA
 New Payments Standards and Specifications

Moderator: Jose Correa, NXP

  • EMVCo Secure Remote Commerce – Clinton Allen, Secure Remote Commerce Task Force Chair, EMVCo
  • ANSI X9 Standards for Financial Services in the U.S. – Angela Lawson, Federal Reserve Bank of Minneapolis
  • GlobalPlatform Trusted User Interface APIs – Kevin Gillick, GlobalPlatform
 Considerations for Contactless Transit Fare Payments Acceptance

Moderator: Wendy Humphrey, PayGility

  • Single Source of Truth – A Common Back Office for Transit – Gary Googins, Vix Technology
  • Integrating the Next Generation of Transit Payments – Joshua Martiesian, Visa
  • Mobility as a Service for Better Traveler Experiences– Jonathan Rohrer, Cubic Transportation Systems
10:15 – 10:45 Break in Vendor Pavilion
10:45 – 12:00 Online Fraud and Risk Management

Moderator: Kelly Urban, First Data

  • Business Drivers for Secure Remote Commerce – David Worthington, Rambus
  • What Makes EMV 3DS 2.0 A Better Security Solution – Kristin Raub, Discover
  • Using Mobile Device Data to Combat Fraud – Roger Desai, Payfone
 Securing Online Payments

Moderator: Jack Jania, CPI Card Group

  • Managing Data Elements Using EMV 3DS – Ian Poole, Cardinal Commerce
  • Role of ACS Providers in Implementing 3DS – Michael O’Connor, RSA
  • How Will 3DS and SRC Complement Each Other in Securing Payments – Sophie Rainford, American Express

 

 Future of Mobility on Demand for Transit

This session will look at efforts to advance “Mobility on Demand” research meant to improve transportation efficiency by promoting agile, responsive, accessible and seamless multimodal service inclusive of transit through enabling technologies and innovative partnerships.

Moderator: Prashanth Gururaja,  Shared Use Mobility Center

Panelists: Pepper Harward, Route Match; David Block-Schachter, Transit App; Aaron Antrim, Trillium Transit; Andy Taylor, Cubic Transportation Systems; James McGinnis, Regional Transportation Authority of Pima County; Hannah Quinsey, Valley Metro
12:00 – 1:30 Lunch in Vendor Pavilion
1:30 – 2:45 Payment Solutions by Merchant Segment

Moderator: Itai Sela, B2

  • Retail Petroleum – Kara Gunderson, CITGO
  • Quick Service Restaurant – Jesse Pamperin, McDonalds
  • Supermarket – Sue Knotts, Wakefern
  • On-Line Merchants – Joseph Vasterling, Best Buy
 Tokenization and Encryption

Moderator: David True, PayGility

  • Understanding Token Use in Various Transaction Flows – Manish Nathwani, SHAZAM
  • Tokenization, Non-Network TSPs, and E-Commerce – Susan Pandy, Federal Reserve Bank of Boston
  • Point-to-Point Encryption – Melissa Medeiros, TSYS
 Multi-modal Payments Convergence

Moderator: Christienne Genaro, PayGility

  • How LA Metro Built a Multi-modal Payments Framework – Robin O’Hara, Los Angeles Metro
  • The Coalition For Smarter Transportation View on Payments Convergence – David Judd, Coalition For Smarter Transportation
  • Connecting New Modes of Transit – Carol Kuester, MTC
2:45 – 3:15 Break in Vendor Pavilion (Vendor Pavilion closes at 3:30)
3:15 – 4:15 Faster Payments Solutions Roundtable:

A mixed panel of influencers and implementors  discuss the impact that recent faster payments solutions and same day settlement services are having on the domestic and cross-border payments markets

Moderator: Rodman Reef – Reef Karson Consulting

Panelists:  Connie Theien – Federal Reserve Bank; James Colassano, The Clearing House; Andrew Haskell, BNY Mellon

 Biometric Authentication for Payments

Moderator: Mansour Karimzadeh, SCIL  Secure Payments Academy

  • Using CDCVM Biometrics for Authentication – Nick Pisarev, G+D Mobile Security
  • How FIDO Mobile Authentication Works – John Timar, American Express
  • Choosing the Proper Biometric for Each Payment Channel – Jamila Hunter, Mastercard
 Mobile Transit – Payments and Ticketing

Moderator: Sadiq Mohammed, Mastercard

  • How DART Turned Mobile Ticketing into a Customer Service Win – Tina Morch-Pierre, DART
  • Advances in Mobile Ticketing Technology – Jonathan Donovan, Masabi
  • Cubic Mobile Transit Payments Framework – David Dekozan, Cubic Transportation Systems
4:15 – 5:15 Omni-Channel Commerce Strategies Roundtable

Retailers from the Merchant Advisory Group (MAG) discuss new omni-channel check-out scenarios, how new mobile payments options are enhancing the consumer check-out experience, and what is driving merchants to provide better and more secure shopping experiences

Moderator: Laura Townsend, Merchant Advisory Group

Panelists: Bryan Penny, Nordstrom; David Nicamoff, P97 Networks; Eric O’Brien, Dunkin Brands; Kara Kazazean, Walmart

 Secure Payments Technology Roundtable: How Technology is Reshaping the Views of a Secure Transaction

Technology experts debate how identity and authentication technology is changing the online payment security landscape

Moderator: Richard Parry, Parry Advisory

Panelists: Philip Andreae, Philip Andreae & Assoc.; Nick Norman, Consult Hyperion; Kevin Trilli, Onfido

 Transportation Open Loop Payments Roundtable

Representatives from transit agencies within the Secure Technology Alliance Transportation Council share their experiences with planning for and implementing open loop payments and mobile ticketing solutions

Moderator: Simon Laker, Consult Hyperion

Panelists: Jerry Kane, SEPTA; Israel Maldonado, San Diego MTS
5:15 Day 2 Adjourns
5:15 – 6:15 Transportation Council Meeting (Council Members Only)

2019 U.S. Payments Forum Meeting Agenda

Wednesday, March 13
U.S. Payments Forum Meeting Agenda (USPF Members Only)

In conjunction with 2019 Secure Technology Alliance Payment Summit Plenary Session
8:00 – 8:45 Breakfast in Vendor Pavilion
9:00 – 10:15 Break Out Discussion Group Sessions – Group 10
Mobile & Contactless Payments Working Committee: Authentication Birds-of-a- Feather Session

Leads: Marianne Crowe, Federal Reserve Bank of Boston; Mansour Karimzadeh, SCIL

 EMVCo Level 3 Testing

Lead: Carl Smith, EMVCo Level 3 Testing Group
10:15 – 10:45 Break in Vendor Pavilion
10:45 – 12:00 Break Out Discussion Group Sessions – Group 11
Joint Communications & Education Working Committee/Mobile & Contactless Payments Working Committee: Tokenization Webinar

Leads: Lori Breitzke, FIS; Mansour Karimzadeh, SCIL

 PIN Bypass for Contactless Transactions Project
Leads: Simon Hurry, Visa; Andreas Aabye, Visa
12:00 – 1:00 Lunch in Vendor Pavilion
1:00 – 2:00 Break Out Discussion Group Sessions – Group 12
Joint Merchant/Issuer SIG

Leads: Jesse Lee, Wells Fargo; Kristy Cook, Target
2:00 – 2:45

 

 Breakout Session Reports (Working Committee Chairs, SIG Leads, BOF Leads)

Thurs., March 14

8:00 – 8:30 Registration – Coffee and pastries
Future of Payments Track

This track is included in the Payments Summit agenda

 Biometrics Applied in Payments*
A Digital Innovations Alliance Workshop
(*additional workshop registration required)		  CSCIP/ Payment Training Day

A Secure Technology Alliance one-day security and payments training class
(* additional training class registration required)
8:45 – 9:00 Track Chair Address About instructor: Marcelo Bellini Garcia, Chair of the Biometrics in Payments Council – Digital Innovation Alliance

Marcelo Bellini Garcia is a senior global payment technology leader with extensive experience in EMV technology and mobile payment space. He specializes in product innovation and development, as well as deployment and execution including sales and operations. Areas of expertise include EMV Cards, Contactless and NFC, Mobile Payment, Tokenization, ID, biometrics and e-Commerce. Marcelo has had extensive experience navigating in multi -cultural environments, having held positions in multiple countries such as the USA, Brazil, Colombia and others.

He is currently the Chair of the Biometrics in Payment Council, part of the Digital Innovation Alliance. He was a founder and the first Chair of Digital Innovation Alliance, previously Smart Card Alliance Latin America – SCALA.

 About instructor: Bryan Ichikawa, Certified CSCIP instructor

Bryan Ichikawa serves as a consultant to the Secure Technology Alliance. He is also  a certified instructor for both the CSCIP and CSEIP programs.

 

Bryan is a well-recognized figure in the Secure Technology Alliance, having been a frequent speaker, long time instructor, Leadership Council member, chair of the Identity Council, and has also served on the Board of Directors in several capacities.

 

Bryan has more than 30 years of security technology, systems integration, and program management experience. He previously worked for Deloitte, Unisys, and Thomson Media, where he was responsible for conferences and exhibitions.
9:00 – 10:15 Future of Payments Cards

Moderator: Sridher Swaminathan, First Data

  • Enabling Contactless EMV with Offline Data Authentication for Transit – Itai Sela, B2
  • EMV Biometric Smart Cards – Chaya Hendrik, SmartMetric
  • Dynamic Card Verification Code – Francine DuBois, NID Security, IDEMIA
  • Future of QR Codes for Payments – Vaughn Dabney, Muncee LLC
 Types of Biometrics & User Cases

Objectives:

  • Knowing the different types of biometrics:
  • Comprehending the categories of the types of biometrics.
  • Understanding the different attributes, characteristics and abilities of the types of biometrics.
  • Real life examples where the Biometric is being applied in payments
  • Technology and devices used in the authentication process
  • Relationship of applications with different markets
 Module 1: CSCIP training includes knowledge of the following principles:

  • Smart card technology fundamentals
  • Security

 
10:15 – 10:45 Break
10:45 – 12:00 Future of AI in Payments

Moderator: Rodman Reef – Reef Karson Consulting

  • Faster and Real Time Payments, Where Are We heading? – Dr. Debbie Bartoo, PSCU
  • Voice AI to Reduce Call Center Fraud – Rupal Patel, VocaliD
  • Future of APIs and Open Banking – Ryan Tuttle, Euromonitor International
 Process for the use of Biometrics

Objectives:

  • Description of the necessary process for the biometrical authentication in payments
  • Role setup and functionality associated with biometrics
  • Decision making process based on probabilities
  • Acceptance Threshold
  Module 2:

  • Application/data management

 
12:00 – 1:00 Lunch
 1:00 – 2:00 Future of Blockchain and Digital Currencies

Moderator: Mina Malak, G+D Mobile Security

  • When Will the Blockchain Be a True Paradigm Shift for Payments? – Scott Moeller, MShift
  • Is Blockchain the Answer for Transit Mobility as a Service? – Andy Taylor, Cubic Transportation Systems
  • Managing Risks Surrounding Cryptocurrency Technologies – Gary Davis, McAfee
 Risk, Security and Integrity

Objectives:

  • Understand how this technology helps to push the security and mitigate risk
  • Understand the use of cryptography for the protection of sensitive data
  • Understand the data management and the assurance of the integrity in use
  Module 3:

  • Mobile/Near Field Communication (NFC) usage models
  • Payments usage models
2:00 – 3:00 Future of Digital Commerce

Moderator: Allen Friedman, Independent

  • Secrets of Making Omni-Channel Payments Work – Adi Ekshtain, Amaryllis Payment Solutions
  • Autonomous checkout – building Frictionless Checkout – Richard Crone, Crone Consulting LLC
  • What’s Next in Frictionless Payments at the Point of Sale – Kevin Anderson, Appetize Technologies
 Requirements, recommendations and Challenges

Objectives:

  • Knowing the challenges of using biometric solutions as a method of authentication
  • Knowing the limitations of using smart devices
  • Recommendations in the process of enrollment, portability and acquisition of biometry
  • Migration between AFIS/ABIS
  • Technical Norms
  • Regulatory Environment
 Module 4 -5:  

In-depth content on EMV and EMV migration, mobile and NFC payments, and smart card use in card- and account-based transit payment systems
3:00 Conference Adjourns 3:00 – 3:30 • Break
3:30 – 4:30 Best Practices and Review

Objectives:

  • Knowing the process to determine to correct biometry
  • Knowing the performance of the systems
  • Recognizing the best practices of identity verification and models
  • Concept reviews and clarification of doubts
 Module 4 -5: 

In-depth content on EMV and EMV migration, mobile and NFC payments, and smart card use in card- and account-based transit payment systems

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