Jerome Ajdenbaum is Vice President of Business Development for IDEMIA. Leveraging his experience as an entrepreneur, he is responsible for growing IDEMIA’s business with FinTech organizations. Since he joined IDEMIA in 2007, Jerome has held various management roles in Sales, Marketing, and Product Management for Payment, Telecom and Transit customers. In 2008, he initiated the US EMV migration strategy that helped IDEMIA take a leadership position. Prior to joining IDEMIA, he worked in various positions for Gemalto and Bull CP8, the company that invented the smart card. Jerome holds a Master of Science degree in Engineering and an MBA from Caen University, France.

At Oberthur Technologies, Philip Andreae, Vice President, Field Marketing, Payment, North America, provides clients an in-depth understanding of EMV and what it takes to introduce EMV in the U.S. He supports all of Oberthur Technologies’ EMV business development efforts and compliments and further expands and defines the company’s EMV offer in order to meet new requirements merging in the U.S. Philip is also the Secretary of the Board of the FIDO Alliance. Over the last 20+ years, Philip has been actively involved in the payment industry and the evolution of EMV. While at Europay International, he was the executive responsible for driving the creation of the consortium that developed the EMV specification. At Visa Canada, Philip was a primary catalyst in the country’s migration to EMV. He helped define American Express’ global acquiring and issuing of EMV contact, contactless, and mobile strategies and provided management consulting and subject matter expertise in the fields of EMV, mobile, and card payments at Accenture. Philip successfully operated as a strategic consultant in both Europe and North America and worked with clients such as AT&T, Canadian Tire, Lowe’s, Verifone, and IBM.

Bharath Balasubramanian is a Senior Manager with the Global Network Operations team at American Express. He leads the deployment of emerging payment solutions, including Transit Contactless acceptance. He previously worked in Small Merchant Acquisition Policy and Product Management for Card Not Present solutions. Bharath has a Bachelor’s degree in Computer Science and Engineering from the University of Madras, India; a Master’s degree in Computer Engineering from the University of Illinois, Chicago; and an MBA from the Thunderbird School of Global Management at Arizona State University.

Director of Business Development (since 2012) for Cryptomathic, Inc., a provider of encryption key and HSM management solutions to banks and financial technology institutions. Primary focus on enabling the EMV migration in U.S., and helping clients improve key management infrastructure to meet evolving business, technology, and regulation requirements. Previously, Business Development Director for mobile wallet startup (Fonwallet) and Director Global Alliances for digital identity company (Identrust). Additionally, 10+ years European EMEA and Global Alliance management roles with HP and Compaq, and European technical support for software design companies. Active contributor to U.S. Payment Forum working groups, most recently as co-lead for CNP Fraud Working Committee. Graduate of Danish Technical University (DTU), B.Sc. Electrical and Software Engineering.

Dr. Debbie Bartoo focuses on creating innovative new service offerings in financial services in her role as Head of Innovation at PSCU. Her experience spans innovation, strategy and analytics in digital channels in the banking and payments industry. She is involved in various industry initiatives including the Federal Reserve Secure Payments Task Force and the U.S. Payments Forum Card-Not-Present Fraud Working Committee.

Erica Bass joined Cubic in 2017 to lead the North America Product Management organization. She came from a long career at Verifone where she focused on their Global strategy in mobile and was the North America Head of Product – responsible for all hardware, software and services. Prior to joining VeriFone, Erica held product management positions in the emerging technology division at NCR. Erica holds a Bachelor of Journalism degree in Public Relations from the Henry W. Grady College of Journalism and Mass Communication at the University of Georgia.

Deborah Baxley is an international mobile/cards payment consultant, recognized expert in the industry, creator of growth strategies for new and existing markets with more than 20 years’ experience consulting to cards and payment companies. As board member of Smart Card Alliance, member US Federal Reserve Faster Payments Taskforce, co-founder of NYPAY and through frequent keynote speaking and writing, she is recognized for insights on the future of retail payments. Some of her most recent articles include “Blockchain’s Disruption of Banking Has Already Begun,” in PaymentSource, and “Apple Pay, a catalyst for the contactless industry” in TechRadar. She is a featured expert on PR Marketplace.

Justin Block is Payment Services Head of Digital and Emerging Product with responsibility for creating and executing Go to Market product strategy for Discover® Global Network. In this role, he manages the full Go to Market process – from initial planning to product deployment and management – with particular focus on Security products and the Discover® Digital Exchange (DDX) Suite. Justin also leads both partner and wallet launches, which have included Google Pay and Samsung Pay. Mr. Block holds an MBA from the Tippie School of Business at the University of Iowa, and a BA in Economics from Middlebury College in Vermont.

Bill Bodin is Kony’s Chief Technology Officer. In this role, Bodin is responsible for fortifying Kony’s innovation leadership in the enterprise mobility market, and shaping Kony’s technology vision. He chairs the company’s architect council, leads the technology evangelism efforts and also works with Kony’s growing base of global enterprise customers to achieve business outcomes through mobile innovation. Bodin brings more than 30 years of technology industry experience to Kony. Most recently, he served as chief technology officer for IBM’s Mobile Computing CIO group.

Stefania is the Business Development Manager at Infineon Technologies Americas for IoT security. In her role she is responsible for driving business development activities and strategies in the segments of IoT security, mobile payments and platforms security. Prior to joining Infineon, Stefania has held several roles in business development in the semiconductors and mobile security space. Most recently, she was the VP of Business Development for the Americas at Sequent, where she drove business opportunities and strategic alliances in the mobile payments space. Stefania has a Degree in Electrical Engineering and Microelectronics from Universita’ degli Studi in Pavia, Italy.

Andre is responsible for positioning SecureKey’s growth strategy, cultivating opportunities in new and existing markets, and promoting demand for the company’s solutions globally. He serves as SecureKey’s digital identity evangelist. He recognized as a global leader in digital identity by One World Identity (2017) and Innovate Identity (2016). Andre serves on the boards of the identity standards organizations of DIACC and the Kantara initiative. Andre holds a Bachelor of Science in Computer Engineering from the University of Ottawa, an MBA from the Richard Ivey School of Business, and a Bachelor of Science in Mathematics Education from the University of Maine at Presque Isle.

As the founder of E&S Consulting, Lori’s commitment to “Perfecting Payments” has led her to be regarded as a leading expert in the payments, banking, retailing and POS industry sectors. Lori is co-founder and co-chairman of the Prepaid Financial Crimes Task Force of the NBPCA. Lori is also a member of the ETA Risk and Fraud Committee, ETA Technology Committee, co-chair of the US Payments Forum Communication and Education Committee and was awarded the EMF Honor Roll 2014-2017. Lori is also on the Financial Coalition for Exploited Children and is a TSYS n>genuity journal writer. Visit us at www.eandsconsultingllc.com

Don joined Kount as the Director of Marketing in October 2010 and became Vice President of Marketing in December 2012. Don attended Brigham Young University studying Business Administration and Marketing. Prior to joining Kount, Don was the Director of Marketing at CradlePoint, a leading manufacturer of wireless routing solutions in the mobile broadband industry. Don has worked in several management roles within the technology segment for over 20 years with both hardware/software manufacturers and as a partner in two top technology marketing agencies. He has led products launches and marketing programs for dozens of companies around the world such as Citi, HP, IBM, Kodak, Motorola and Weyerhaeuser and co-authored the seminar series, “Common Launch Disasters and How to Avoid Them.”

Steve Cole is a Senior Product Manager for EMV at Vantiv. In this role, he is responsible for product development of the EMV program for Vantiv’s merchant customers and assisting merchants and Vantiv’s software partners with navigating the EMV certification process. Steve has been with Vantiv since 2005 and has held various positions in project and product management with a focus on the merchant acquiring line of business. Prior to joining Vantiv, Steve worked as a consultant with Arthur Andersen and BearingPoint for over 8 years.

Jim Cunha is SVP of the Treasury And Financial Services Group. His group’s responsibilities include Cash Processing, Payments/Mobile Strategies, and Wholesale Payment Operations. The group operates a payment business for the US Treasury, Stored Value Card (SVC). SVC is a prepaid smartcard used by the Department of Defense for domestic training bases, overseas peace-keeping bases and navy ships. The Payment Strategies group works with the industry to understand and remove barriers to adoption of mobile payments. Jim leads the Bank’s applied research into distributed ledger technologies and studies digital currencies. Lastly, Jim is on the leadership team for the Federal Reserve’s Secure Payment efforts.

Karen Czack is Vice President of Industry Engagement and Regulation within the Global Network Business at American Express. Karen leads a team of network professionals who work with industry partners to create and maintain payment standards with the primary goal of increasing payment security, facilitating global interoperability, enhancing user experience, and ensuring compatibility of payment products with acceptance devices.

Michael Dinning is Director of Multimodal Programs and Partnerships at the Volpe Center, the national research center of the U.S. DOT. Mike leads activities in cross-cutting areas, such as mobility and payment systems, cyber security and resilience and transportation data analytics. He is past co-chair of the Transportation Council of the Smart Card Alliance, and is currently leading efforts to explore opportunities for multimodal payments convergence. Mike is co-author of the books, Smart Cards: Seizing Strategic Business Opportunities and Disrupting Mobility.

Jennifer Dogin has worked for Mastercard for over 20 years, most recently as the Director of Smart Mobility Solutions for the US. In this role her focus is on urban transit ecosystems and how to build smarter transit payment solutions. Jennifer has extensive experience working with transit agencies, systems integrators, consultants, mobile technology providers and financial institutions. Prior to her current role Jennifer led product management functions for both chip and digital solution sets. She started her career working in payments consulting and has worked with some of the largest financial institutions in the world.

Jonathan Donovan is Chief Product Officer at Masabi, the global leader in mobile ticketing and innovative fare collection for public transport, where he has overall responsibility for defining and driving product strategy and delivery. Prior to joining Masabi in 2014, Jonathan was an independent consultant engaged by companies such as MasterCard, Western Union and Travelex to deliver international strategic payments and F/X solutions. Before this he worked at Lloyds Banking Group and VocaLink, the company responsible for the United Kingdom’s payment clearing infrastructure and ATM network.

An experienced e-payments expert at the global level with a background in product/program management and a proven track record in developing markets in complex environments with many stakeholders with multiple interests. Pascal has strong business and technical qualifications in e-Payment solutions, specializing in payment systems, networks, digital services, EMV impact, contactless, mobile payments and biometric payment cards. At Zwipe Pascal has led the effort to increase adoption and scalability of Zwipe Biometric Payment Card solutions working closely with industry leading partners to bring Zwipe’s unique market leading technology to market.

Kev Emery is the Head of Optimization and Certification within the Chip Centre of Excellence at Discover. In this role, Kev is responsible for certification, outsourcing and managing various products within the Chip Centre of Excellence. Kev has spent nearly 15 years working in the payments Industry and has had various roles for payment schemes and technology vendors supporting Acquirers, Issuers and Merchants.

Stephanie Ericksen focuses on payment solutions that bring enhanced security to new payment technology channels and devices. She is responsible for integrating contactless and contact chip payment services with new form factors beyond traditional cards, and product platforms that enhance the security of Visa’s products. Ericksen joined Visa in 1994 and holds a bachelors degree from the University of California, Los Angeles and an MBA from Santa Clara University.

Allen Friedman is Vice President of Payment Solutions at Ingenico Group, North America where he is responsible for Ingenico’s EMV implementation strategy in the United States. Allen has been a member and active participant in the U.S. Payments Forum since its founding as the EMV Migration, and he continues to serve on several committees and working groups. Also, he serves on the Secure Technology Alliance Board of Directors and an active contributing member of the Secure Technology Alliance Payments Council, and is a Secure Technology Alliance Certified Smart Card Industry Professional (CSCIP) for Payments.

Mr. Gillick is responsible for driving awareness and accelerating adoption of the GlobalPlatform Specifications within worldwide markets. He coordinates and manages the organization’s strategic planning and oversees all marketing and business development initiatives within key vertical market sectors. He works closely with GlobalPlatform’s Marketing Director, Technical Director, the organization’s technical committees – Secure Element (SE), Trusted Execution Environment (TEE) and Trusted Platform Services (TPS) – and the GlobalPlatform Task Forces. Mr. Gillick is directly responsible to the Board of Directors and the GlobalPlatform membership. Prior to his appointment to a full-time role within GlobalPlatform, Mr. Gillick held various marketing and business development positions at a range of multi-national technology corporations.

With a career spanning 18 years in the petroleum payments space, Kara joined CITGO Petroleum Corporation in 2013 as the POS Manager. At CITGO, Kara manages the POS Team, PCI DSS, EMV as well as the POS strategy. Prior to CITGO, Kara worked with petroleum merchants at WorldPay US and managed card payments, branded contracts and relationships at Western Refining, formerly known as Giant Industries. Her in-depth knowledge and experience within the petroleum payments space makes Kara an industry leading expert in the field. Kara is a member of the U.S. Payments Forum Steering Committee and also Co-Chairs Petroleum Working Committee. Outside of this forum, she is also a Board of Advisors member and leads the Data Security Committee for Conexxus, the U.S. Petroleum Industry’s technology standards organization.

Barry Hanen is Senior Manager, Card and Payment Services for Walgreens. In his current role he provides payment expertise, strategies and implementation solutions that align with company objectives. He has actively participated in merchant industry efforts to influence payments including U.S. Payment Forum, Retail Industry Leaders Association, Merchant Advisory Group and others.

Scott Haney serves as Vice President, Corporate Operations for Woodforest National Bank. His responsibilities include assisting executive management with identifying and executing the strategic direction of the Bank’s electronic payment line of business, assisting executive management with the operational oversight of the electronic payments systems, and identifying and managing risk and compliance related thereto. In addition, he has direct responsibility for the Woodforest Banks network of over 800 ATMs located in 17 states in the US. He manages the ongoing strategy, P&L, and maintenance of the program. Mr. Haney began his career in the banking industry. Before coming to Woodforest, he spent 15 years at Liberty Bank and Trust Co., and served as Western Division Director of Professional Services for Diebold, Inc. In addition, he served 14 years at PULSE Network LLC, working in Retail Services, serving as CIO, managing customer relations, switch and settlement activities, data center and information technology areas. He also managed signature debit card services and served as Compliance officer. Mr. Haney studied political science at Southern Illinois University and is a graduate of the University of Virginia Graduate School of Retail Bank Management.

Wes has led product innovation with VeriFone’s VTP End to End encryption solution and over the past three years has managed VeriFone’s Payments as a Service product lines. Wes is also an active participant representing VeriFone on several encryption, payments and industry security councils. Prior to joining VeriFone, Wes led Product Management at SalePoint, a leading POS solution provider, where he held an advisory position on the board of directors.

Han Hendricks’s role as Business Development and Growth Manager for Ticketing-as-a-Service allows him to play an exciting role in this highly innovative market at Scheidt & Bachmann. Currently, his responsibilities are development and implementation of cloud based fare collection and payment solutions. Prior to joining Scheidt & Bachmann Han worked in the transportation industry crafting complex IT and software solutions for his clients on a global stage. Han understands the intricate world of software solutions through his educational background as a computer scientist and several leading roles in transportation information systems.

James Jenkins, Sr Director, Solution Sales Payment Security at CA Technologies, has earned a wealth of thought leadership experience in 3D-Secure, SaaS, payments, and cyber security. While leading the CA Northern Europe Payment Security division, he drove a range of innovative solutions in authentication and fraud detection for issuers. Now located in the U.S., James leads CA’s North America client & strategic partnership engagement, promoting 3D-Secure best practice to support key business objectives, payment innovation and enhanced security for cardholders.

Jerry Kane is Senior Program Manager for the SEPTA Key fare modernization project with responsibility for project deployment focusing on customer service, training, fare policy and payments. His background includes over 20 years of transportation industry experience in capital planning and budgeting, long range planning and strategic planning. For the past two years he has served as Chair of the Smart Card Alliance Transportation Council.

Mansour Aaron Karimzadeh applies over 25 years of experience to his leadership role. His background includes payment and transaction processing systems in the financial industry, an in-depth understanding of how to create new businesses and drive demand for emerging products and technologies. He has been instrumental in implementing many large card and payment processing projects worldwide specializing in payments security, smart cards and EMV systems – including projects in the UK, Canada, USA, Latin America, Middle East and Australia. He served as a Board member of Global Platform and Chair of its Marketing Center. He previously managed a smart card consultancy and software company that was acquired by ACI Worldwide. At ACI he served as VP of Operations and Director of Smart Cards Unit. Mansour has also been involved in the smart card based healthcare card business in the USA. He served on the EMV Migration Forum Steering Committee, and is a co-chair of its Communications & Education Committee. Currently Mansour is leading SCIL, a strategic payments security advisory and training (through Secure Payments Academy) company. You can reach him on +1 516 770 6200, [email protected]

Kara joined Walmart in 2011 and currently serves as Senior Director Payment Services. In her current role, she works closely with the networks and acquirers to support acceptance of debit and credit products within Walmart and Sam’s Club and oversees a number of projects related to these tender types. She also has responsibility for the team that reconciles payments, fees, and researches settlement variances. Prior to this role, Kara had responsibility for the global closed-loop gift card program, helping to expand the program beyond traditional gifting with programs such as 1-Hour Guarantee, Pre-sale video games and the Humana Vitality program.

Erick Kobres is the Chief Technology Officer of Revel Systems. Erick has 27 years of experience in the Consumer Transaction Technology space. Throughout his career, Erick has been a serial innovator and has a portfolio of 38 published and granted US and international related patents. He started his career developing back-of-house and POS applications for the convenience/petroleum space using the first generation of Intel-based open-systems retail technology. Erick went on to join NCR, while there he served in roles supporting a number of consumer verticals and also led NCR’s global Applied Innovation team, a technology incubator within NCR. Most recently Erick served 2 years as CTO and Head of Product at Vivonet.

Chackan is an experienced payment industry executive having been with Visa since 2003. He is currently part of the Global Product and Innovation Risk team supporting Payment Innovation and Digital Products as their Risk Business Partner. More recently, Chackan and his team are also responsible for the development of industry best practices and security requirements like the Visa PIN on Mobile Security Requirements, Token Provisioning Best Practices etc. that provided leadership and guidance to the global payment environment. Chackan holds a Masters of Science in Information Security from the Royal Holloway College, University of London.

Simon Laker leads Consult Hyperion’s consulting practice across North America. He is a leading authority on the implementation of open payments systems in public transport. He worked with Transport for London and the Payment Brands to define operational and transaction models to support the use of payment cards. His work has subsequently been adopted and deployed globally. Recently, he has helped transit authorities in Boston and New York to refine their requirements for a new ticketing service and select a vendor on behalf of the transit authority. Simon is a recognized expert in the design, implementation and operation of secure payment services. He has 16 years’ experience of designing and implementing EMV-enabled solutions, including the authoring of technical specifications and implementation guides for the Payment Brands and the certification of third party devices against those specifications.

Cyril Lalo is Founder/CEO of Ellipse Inc. a new venture in CNP fraud prevention, founded in January 2017 with Sebastien Pochic.Cyril is an inventor, serial entrepreneur and industry expert with over 23 years of experience leading high-tech companies and filing over 27 patents. He invented the DiplayCard and developed the first Visa and MasterCard certified card lamination manufacturing process to embed sensitive electronics. Prior to Ellipse, he was CEO of NagraID Security, which he founded in 2008 and sold to Oberthur Technologies in 2014, Worldwide Head of Payment Indirect Sales at Oberthur Technologies, Founder/CEO of nCryptone (sold to InCard in 2006).

Terry Mahoney is one of the founding partners of W. Capra Consulting Group. He has led numerous retail technology and payment processing projects for a number of Fortune 50 companies, and is a leading voice in the retail petroleum industry on technical issues and standards. Terry is currently focused on helping retail clients architect their new EMV-capable store systems to leverage new communications, management, and security technologies. He has spoken at NACS, Conexxus, and the EMV Migration Forum, and co-chairs the EMV Petroleum Working Committee.

Mina has been with G+D Mobile Security for over 12 years. For the past three years, he has been an integral part of the U.S. based G+D Financial Institution Product Management team. Mina’s current focus is on secure remote identification, EMV, instant credential issuance, and digital/mobile banking solutions. Previously assigned to our Middle East office in Dubai, Mina led global projects for major customers including national EMV migration, mobile payment, and NFC projects. He led the first EMV card projects across the Middle East and North African region. Prior to G+D, Mina worked with different technology providers as a solution developer with a special focus on image processing.

Oliver Manahan is Director of Business Development for Infineon Technologies. Prior to his current role, Oliver was the Vice President of Emerging Payments with MasterCard. In this role, Mr. Manahan spent 10 years managing MasterCard’s EMV chip, contactless and transit programs for North America. Before that, Mr. Manahan was with Visa for nearly a decade in the emerging products area. Mr. Manahan started his career in the Information Technology field, with companies such as Mercedes-Benz and Pepsi. Mr. Manahan is Infineon’s representative on the Smart Card Alliance Board, co-chaired the Payments Council and co-chaired the Debit committee for the EMV Migration Forum.

Upendra Mardikar serves as Vice President within the Technology organization at American Express, where he is responsible for security strategy, architecture, engineering and application security. In this capacity, Upendra leads the development of strategic security architecture and provides engineering guidance for advanced security solutions. His team also creates risk-based approaches to developing and driving the maturity of Information Security-as-a Service across the enterprise. Upendra has more than 20 years of experience conceptualizing, building, scaling and leading security teams in locations worldwide. Prior to joining American Express in 2014, he held executive positions at Visa and PayPal.

Brett McDowell is FIDO Alliance’s executive director, the organization he helped establish in 2012 to remove the world’s dependency on passwords through open standards for strong authentication. Previously, he was head of ecosystem security at PayPal, where he developed strategies and launched initiatives to improve internet security. Mr. McDowell has extensive experience leading cybersecurity coalitions, having held various leadership roles in NSTIC IDESG, DMARC.org, M3AAWG, NCSA, StopBadWare.org, Kantara Initiative, and Liberty Alliance. Mr. McDowell is a fellow at the National Center for Digital Government at UMASS and serves on the Boston Federal Reserve Bank’s Mobile Payments Industry Workgroup.

Cathy Medich is Director of Strategic Programs for the Smart Card Alliance and Associate Director of the U.S. Payments Forum. In these roles, she manages strategic marketing and industry initiatives and directs industry council and working committee activities. Cathy has over 20 years of experience in marketing and strategic planning for technology businesses, including consulting engagements or positions with Hewlett-Packard, VeriSign, Verifone and CommerceNet. Cathy has B.S. and M.S. degrees in Electrical Engineering and Computer Science from M.I.T. and an M.B.A. from the Wharton Graduate School.

Sadiq Mohammed is Vice President and Senior Business Leader of Product Development at MasterCard Worldwide. He currently manages a global team responsible for the evaluation and approval of Cloud-Based Mobile Wallet solution components. Sadiq and his team work with all solution providers and vendors in the mobile payments ecosystem to ensure these solutions meet MasterCard requirements. Sadiq has more than 18 years of experience in the payments industry and has been actively involved in many of the commercial and globally deployed mobile payment solutions.

Steve Mott is a 25-year veteran of the electronic payments industry, specializing in ‘landscape’ and strategic assessments, transaction economics, innovative uses of debit networks, authentication and security technologies, and emerging alternative payments types and venues. As principal of BetterBuyDesign, a payments consultancy, Steve (and partner organizations) work with clients on strategy development, product research and design, organizational effectiveness and vendor management, technology evaluations, and market assessments. Steve serves as a subject matter expert for the Federal Reserve and other industry organizations, speaks at two dozen payments conferences each year, and is a frequent contributor to Digital Transactions Magazine and n*genuity Journal. You can reach Steve at [email protected] and 203.536.0588.

Manish is a key contributor to the vision of SHAZAM’s electronic payments business. He and his teams innovate and develop products to enhance SHAZAM’s core strengths and introduce new products into the marketplace to help its member financial institution remain competitive and contribute to their success. He is currently leading efforts on projects related to EMV, Tokenization and Mobile Payments. In his 12 years at SHAZAM, Manish has held positions as a Senior Engineer/Consultant, IT Technical Lead and Chief/Enterprise Architect. He is currently the Vice President of Network Products and Enterprise Architecture blending business with technology in providing innovative electronic payment solutions to the marketplace for SHAZAM’s customer base. Manish has over 25 years of experience in the electronic payments industry, primarily building enterprise-strength, high-performance online authorization systems. He has a depth of experience in point-of-sale (POS), ATM, acquirer, and issuer processing of electronic payments and has worked for companies such as CAP/Sema Group, Tandem Computers, ACI (UK). He also worked with Deutsche Bank (London) on FX and Money Market systems along with a number of other European financial institutions and processors to deliver electronic funds transfer products and solutions. Manish graduated from the University of Manchester (England, UK) with a bachelor’s degree in computer science and also holds a master’s degree in computing for commerce/industry.

Nick is the EVP Sales Americas at Consult Hyperion, (www.chyp.com). Nick has over 18 years experience in the Retail and Mobile Payments industries, within Gemalto and Consult Hyperion. He has helped Financial Institutions, Transit Operators, Retailers, Processors and their suppliers to formulate their strategies towards card and mobile services, for both local and remote transactions. Recently he has focused on the security of mobile and IOT services, new cardholder verification technologies, identity management and identifying real applications for Blockchain technologies. Grab him in the corridor or bar if you want to know more.

Robin O’Hara is Deputy Executive Officer and head of Customer Experience for the regional TAP Program at Los Angeles Metro. O’Hara possesses technical experience as well as communications/marketing expertise, enabling her to lead complex technical projects with a keen eye for the customer experience. O’Hara recently led the first-ever cloud-based implementation of a regional Customer Relationship Management (CRM) System for TAP and she is currently working on TAP integration into regional Bikesharing. O’Hara is a published author, a Summa Cum Laude Graduate of the University of Pittsburgh and was valedictorian of her Masters class at the Mineta Institute of Transportation.

Murat is a Program Manager within the Mobility Innovation Team of the FTA Office of Research, Demonstration, and Innovation. He is currently leading or co-leading the efforts under the Multimodal Payment Integration (MPI) Program, Next Generation of Mobility on Demand (MOD) Performance Metrics Development, Accessible Transportation Technologies Research Initiative (ATTRI), and Mobility Services for All Americans (MSAA) Program. Prior joining the FTA, Murat served as a Principal Research Scientist/Transportation Engineer at the Battelle Memorial Institute. He holds graduate degrees in Sustainable Transportation from University of Washington and Transport Engineering & Planning from Edinburgh Napier University, and is a doctoral candidate at the University of Maryland under the Transportation Planning and Policy program.

In September 2014, Chris Orlando co-founded Fit Pay, Inc., a platform provider of contactless payment capabilities for wearable and IoT devices. He currently serves as vice president of corporate communications and business development for Fit Pay and its parent company, NTX-ID, Inc. (NASDAQ: NXTD). With more than 26 years of business and corporate communications experience, Orlando has worked within the financial services industry throughout his career, leading communications and serving as national spokesman for companies as large as 17,000 employees. Chris earned a B.A. from the University of California, Santa Barbara and an M.B.A. from George Washington University.

Suresh Palliparambil is senior director and Americas business head of sales, marketing and business development for IoT and security at NXP Semiconductors. He leads NXP’s efforts to expand and grow the secure identification business and payments solution ecosystems, a business that includes NXP’s radio-frequency identification (RFID) and near-field communication (NFC) technologies. Suresh has been working with retail productivity solutions and supply chain management for over 15 years He holds an MBA from Massachusetts Institute of Technology, an M.S. in industrial management from the University of Central Missouri and a bachelor of engineering from Osmania University.

Jesse Pamperin is a Sr. IT Program Manager at McDonald’s. Over the past 9 years he has built and led the Cashless Payments Technology Program. During this time, he delivered several complex large-scale initiatives inculding E2EE, tokenization, EMV, and terminal management to over 14k restaurants in the US. He has been an active member in the U.S. Payments Forum since its inception and has been on the U.S. Payments Forum Steering Committee since 2015.

Alan Panezic, VP of Strategic Partnerships at ISARA Corporation, has deep experience in network security and connected devices – and is the holder of six wireless technology patents. He creates strong collaborative partnerships resulting in visionary quantum-safe products. Alan has a track record of successfully bringing new technologies and products to market. Prior to joining ISARA, Alan led global product teams at Telenav, Mocana and BlackBerry.

Andrew Patania is the EMV Technical Owner at Elavon, INC where he is responsible for ensuring the best possible experience for merchants as they certify their devices for EMV. Although a recent addition to the Elavon family Andy has spent almost 20 years in payments processing with over 14 of those years dedicated to implementing EMV for issuers and merchants around the world.

Barbara Patterson is a Senior Director at VISA with extensive experience in developing groundbreaking payments and processing products. She is an expert in driving critical strategic initiatives, accelerating revenue growth, reducing costs, and creating competitive advantage. She has been an active participant on EMVCo’s Tokenisation Working Group (TWG) since 2014, and on EMVCo’s Secure Remote Commerce Taskforce (SRCTF) since its creation in 2016. She has worked with Electronic Funds Transfer products for more than twenty years. Prior to joining Visa, served as a Senior Project Manager for Wells Fargo Bank Electronic Banking Division in San Francisco.

Thad Peterson is a senior analyst with Aite Group, focusing on the evolution of the payment space, the customer payment experience, and the merchant side of payments. Thad has a proven track record of identifying and developing new opportunities and technologies in payments and financial services. Prior to joining Aite Group, Thad led the mobile commerce practice at inCode Consulting and was managing director of Maritz Real-Time Rewards, leading the company’s mission to build a new industry standard at the nexus of transactional marketing and consumer engagement. While at Maritz, he also served as a division vice president, heading up strategy and solutions development for Maritz’s financial sector. Before joining Maritz, Thad was a partner with global financial services and payments firm Edgar, Dunn & Company, where he led the retail banking, loyalty, and emerging technology practice areas, working with retail banks, card issuers and processors, airline consortiums, new payment technology providers, payment associations, and prepaid card issuers. Thad has also worked as a C-level executive at retail banks and held positions in product management and marketing.

Nick Pisarev has decades of experience in the payment industry. He came to G+D Mobile Security in 2003, bringing knowledge of the European smart card and secure payment technology to the emerging Canadian market. Nick’s expertise was instrumental in successfully migrating Canadian Financial Institutions to EMV chip technology. In 2011, Nick joined the G+D team in the U.S. to support the American market transition to EMV and Mobile Payment solutions.

Peter Quadagno is a former board member and Vice Chairman of the Smart Card Industry Association which merged with the Smart Card Forum in 2002 to create the Smart Card Alliance. Peter’s background includes payment processors, ATM networks, banks, transit agencies, long distance phone companies, kiosk vendors, gift card providers and universities. He has spent 30+ years introducing the transaction processing skills of the payments industry to other industries. In 2007, he commissioned the build-out of a prepaid processing platform that was sold to Fiserv in 2011.

Rod is a global payment business consultant. His work covers payments strategy, faster payments, money transfer, EMV and contactless cards, retail POS systems, prepaid cards, global ACH, ecommerce payments and fraud control, and best practices for debit and credit card processing. Rod is the former Chairman and CEO of Citishare Corporation, a global payments subsidiary of Citigroup. During his tenure, Citishare expanded to more than 50 countries, FX income became an important revenue stream, volume increased significantly, unit costs were reduced more than 50%, and several innovative products were introduced including real-time money transfers, mobile phone payments, pre-paid card access, etc He participates in the Federal Reserve’s Faster Payments and Secure Payments Task Forces.

Brian Russell is a fintech executive with a 25+ year track record of delivering trusted innovation to his financial services customers. He is currently a Board Advisor to Princeton Identity, the identity management company powered by frictionless multimodal biometrics. PI’s Iris scanning biometric provides the access security for 90M+ Samsung Galaxy S8 devices globally. He also runs DaVinci Partners Consulting, a fintech consulting firm specializing in profitably accelerating the digital transformation in financial services.
Most recently he served as Senior Vice President, Financial Solutions in the G+D Mobile Security U.S. Division and was member of the U.S. Executive Team. Mr. Russell was responsible for the sales and marketing of all G+D’s solutions to the Financial Solutions segments.

Itai Sela is the CEO of B2 Payments USA established to help the US migration to EMV. Over the past 17 years Mr. Sela has become a Subject Matter Expert in the payment industry, specializing in, Smart Cards (EMV), Fraud, Risk Management, Cryptography, Contactless and NFC technologies and E-Commerce. Mr. Sela is an internationally experienced speaker, trainer and consultant with a sound reputation and an exceptional track record. Throughout his career, Mr. Sela has spoken in numerous events, delivered hundreds of trainings and participated in several committees and forums including planning and implementation of EMV and Contactless around the world.

Sree Swaminathan works as a Director of Digital Commerce Solutions at First Data. He specializes in new product development in Mobile, NFC, Tokenization, Payment security and other emerging payment solutions. He has been with First Data since 2002 and instrumental in various Trusted Service Manger (TSM), Mobile, EMV payment initiatives at First Data. Besides payment innovation initiatives, he also provides consultancy and implementation strategies for Credit, Debit and Prepaid digital commerce solutions for First Data regions around the world. Mr. Swaminathan brings a wealth of knowledge and experience from Payments, Telecom and Technology domains. He holds a Bachelor’s degree in Engineering from NIT, India and an MBA degree in Technology Management. He serves as a steering committee member in Payments and Mobile councils and as Co-chair of the Smart Card Alliance Mobile Council. He contributes to various industry forum activities, white papers and webinars and champions emerging payment technologies.

Andy Taylor is a global transportation expert working at Cubic Transportation Systems, where he has overseen global strategy, focusing on partnerships with some of the world’s leading technology and software companies. He has spearheaded the Mobility-as-a-Service (MaaS) solution to help cities and transit agencies evaluate the potential benefits of integrated multi-modal transport options. Andy is currently educating user communities and transit agencies on the true benefits and impacts of MaaS and the importance of sharing pertinent data, improving operational performance and consolidating accounting solutions. Andy is also a member of the Board of Directors for the global MaaS Alliance.

Jamie Topolski currently is the Director of Payment Card Products at Fiserv. He is focused on delivering a cost-effective, comprehensive and integrated solution for clients migrating from magnetic stripe to contact and dual-interface EMV™ chip cards. Jamie currently serves on the U. S. Payments Forum Steering Committee and participates in the Secure Technology Alliance Payments Council. Previously, Jamie served on the EMVCo Board of Advisors and was the Manager of Global EMV Programs for Discover Financial Services. Jamie received his Bachelor of Arts degree from Duke University and Master of Business Administration from the Booth School of Business at the University of Chicago.

David has been in payments a very long time, working with issuers, networks, merchants, processors, and FinTech firms. He’s worked in strategy, marketing, new products, operations and finance at companies including American Express and Mastercard; he currently advises several technology startups. David is a partner at PayGility Advisors, which helps firms navigate the changing world of payments, and president of NYPAY.org, where payment leaders and innovators meet to learn and network. Recent work includes due diligence on a merger target, launching a POS system, finding profitable markets for a mobile payment platform, and reducing acceptance costs for several merchants.

Mr. Tucker led TriMet’s design and implementation of the world class, account-based, open architecture Hop Fastpass™ fare collection system accepting smart cards, EMV bank cards and mobile wallets. This included the integration of over 10 vendor systems, an integrated retail network, and the deployment of Android and iOS mobile apps, with the world’s first NFC-based, closed loop virtual card for Android devices. In 2017, Mr. Tucker co-founded Clevor Consulting Group (CCG) with co-founder Trevor Findley. CCG is a consulting firm focused on bringing unique technical talent to the industry, and helping agencies implement customer-focused technology solutions.

Fernando Ulbrich has been IDEMIA’s Business Development Director, North America Financial Institutions since 2014. As the company’s subject matter expert in biometric technology applied to payment and digital security, Fernando promotes ID technology to banks, fintechs, and disruptors in need of an identity layer to solve challenges that demand strong Know Your Customer solutions. With over 16 years in the payment/card industry, Fernando worked on the EMV global standard migration in South America. In addition, he supported the implementation of the Brazilian public PKY infrastructure, considered one of the most efficient electronic signature systems globally.

Clyde Van Blarcum serves as Director for the American Express Global Network. Clyde joined the Global Network Operations Business (GNO) in 2012 and is currently responsible for testing automation supporting Issuers, Acquirers, Merchants, and Point-of-Sale operating on the AXP Network. Before joining GNO, Clyde was responsible for management of 3rd party acquiring relationships and contactless acceptance in the Americas. Clyde joined American Express in 2000, holding various roles across issuing, acquiring and network business units, and holds a B.A. from Iowa State University.

Randy Vanderhoof is the Executive Director of the Secure Technology Alliance. The Secure Technology Alliance is a not-for-profit, multi-industry association working to stimulate the understanding, adoption and widespread application of secure solutions, including smart cards, embedded chip technology, and related hardware and software across a variety of markets including authentication, commerce and Internet of Things (IoT). The Secure Technology Alliance, formerly known as the Smart Card Alliance, invests heavily in education on the appropriate uses of secure technologies to enable privacy and data protection and open forums for end users and industry stakeholders in payments, mobile, healthcare, identity and access, transportation, and the IoT in the U.S. and Latin America.

Mr. Wedley provides executive leadership, business development, project management (35+ years’ experience) and Subject Matter Expert (SME) support for Transportation and Information Technology (IT) projects, supported by local dedicated experienced staff which is supplemented with global available expertise in a wide range of business market segments. Fred has more than 35 years of experience in the public-transportation industry comprising Transit Operations, Station Operations, Asset Management; Fare Collection and Ticket Sales, Information Technology (IT), Labor Relations, Finance, and Planning/Project Management.

David Wen is co-founder and Chief Scientist of eCurrency and Chairman of ITU Focus Group on DFC. He obtained his Ph.D from Oxford University, and became the youngest Associate Professor at Tokyo Science University. At ActivCard, he was the security architect responsible for the CAC program. He also managed the deployment of PIV program at NASA, DHS, FDA while at SAIC. He coined the term Digital Fiat Currency, and led the establishment of the ITU Focus Group on Digital Fiat Currency in 2017. His latest publication is “Digital Fiat Currency” co-authored by Prof Chen Baoshan of PBOC.

At BioCatch Jay is currently responsible for setting the partner global go to market strategy for the company and has helped build out the partner ecosystem that has enabled the business to scale considerably since the programs inception. Prior to joining BioCatch, Jay spent over ten years building and scaling new products and markets in the cybersecurity and managed services industry. Jay was responsible for implementing new go to market strategies while at Rapid7 which led to significant revenue growth and opened up new channels of growth for the company. And prior to this he worked at BT Global Services and held a number of different roles in sales, marketing, and channel development.

Clay Wilkes is the founder and CEO of Galileo Processing, one of the largest payments processors and program managers in North America. Under Wilkes’ leadership, Galileo leads its industry with superior fraud detection, security and decision-making analytics combined with customized, responsive and flexible solutions to accelerate the success of all payments companies and solve tomorrow’s payments challenges today. Wilkes has a strong technical background as well as extensive business, banking and corporate finance experience. Prior to founding Galileo in 2000, Wilkes authored the Voice over Internet Protocol (VOIP) patent, served as a consultant to IBM and worked at Novell, Inc.

Erdal Yazmaci is highly-motivated professional with broad expertise in payment systems. He is founder at Cardtek having 16 years of experience in various management roles including business development, partner management, sales and marketing. He led Cardtek from a startup company to an international solution provider. He took role in development of products which have been sold in 26 countries. He has subject matter expertise on EMV, NFC and digital payment and provided 40+ trainings globally.